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Lutz, Hillsborough County

Impact windows and doors in Lutz

The Hillsborough side of Lutz sits outside the HVHZ and maps below 140 mph on the county's ASCE 7-22 Risk Category II wind map, outside the wind-borne debris region, so impact glass is optional by code. We confirm whether your address permits in Hillsborough or Pasco County and install impact windows averaging $800–$1,800 each.

Get a quick quoteCall 754-800-4115

Lutz at a glance

Lutz in numbers

Lutz homes

We know Lutz homes

Lutz has about 27,100 residents and a median home value near $486,500, per the Census, with homes on small natural lakes and wooded lots. It straddles the Hillsborough–Pasco line, so the first step is confirming which county permits your address.

Hillsborough addresses pay $130 for 1 to 20 same-size openings or $250 when sizes change. Pasco addresses follow Pasco's process.

We serve Hillsborough County homes from our Fort Lauderdale office. Roofing is Miami-Dade, Broward and Palm Beach only.

Recent installs

Recent Republic jobs in South Florida

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Lakes and wooded lots

Lutz, neighborhood by neighborhood

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Permits, four layers

Lutz permit steps

The Hillsborough part of Lutz is unincorporated and permits with Hillsborough County Development Services; addresses north of the county line are in Pasco County.

  1. 1

    Check the county

    Lutz straddles the Hillsborough–Pasco line, so we confirm which county permits your address.

    Hillsborough County · Development Services & HillsGovHub permit portal
  2. 2

    Size the pressures

    Openings are engineered to the county map value.

    Hillsborough County · ASCE 7-22 Risk Category II Basic Wind Speed Map (FBC 8th Ed. Fig. 1609.3(1))
  3. 3

    File the permit

    Hillsborough addresses file in HillsGovHub.

    Hillsborough County · Development Services & HillsGovHub permit portal
  4. 4

    Final inspection approval

    A county inspector closes the permit.

    Hillsborough County · Development Services & HillsGovHub permit portal

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Before you sign

Choosing an impact window company in Lutz

Choose a contractor who checks the county line first and sizes lakefront walls correctly.

  • State license

    Licenses CBC1269226 and SCC131153629 authorize Republic to pull window permits in both Hillsborough and Pasco counties.

  • Hillsborough or Pasco permits

    We confirm the county and file with the right building department.

  • Lifetime labor, original owner

    The lifetime labor warranty covers you, the original owner. It doesn't pass to a new owner if you sell.

  • Insurance on file

    We supply insurance certificates to Cheval, Heritage Harbor and Livingston-corridor associations.

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Heavy rain and lake flooding

Milton's heavy rain in October 2024 caused river and street flooding across the region, per the NHC report.

Some lakefront lots map FEMA AE. In flood zones, if your permitted improvements reach 50% of the home's value, the house must meet current flood elevation rules. A window job alone rarely gets there.

Windows and doors for Lutz homes

Lakefront walls on Lake Hanna and Lake Josephine can face open water, so we check exposure. Older homes along US-41 often need custom sizes.

Our hinged impact doors (French and entry doors) swing out. Sliding glass doors and garage doors don't swing.

Installed estimates

Prices by size and door type

Impact windows by size

Average installed impact window price by size
WindowSizeAverage installed
Single-hung37 by 63 inchabout $1,100
Horizontal roller53 by 50 inchabout $1,250
Fixed (picture)37 by 50 inchabout $900
Casement37 by 50 inchabout $1,300

Impact doors

Typical installed impact door prices
DoorTypical installed
Single French door$2,800–$4,000
Double French door$3,800–$7,000
Sliding glass door, 2 panels$2,500–$3,500
Each extra slider panelabout $600–$800
Fiberglass entry door$2,200–$5,500
Solid garage door$2,800–$4,200

Installed estimates that vary with size, glass, and options. Every home gets its own written quote.

Get a quick quote

Four fields. We call to book your free in-home measure.

Prefer the phone? Call 754-800-4115.

Grants and insurance

My Safe Florida Home and your wind-mitigation form

If you qualify for My Safe Florida Home, the state pays $2 for every $1 you pay, up to $10,000, after the program's free wind-mitigation visit (Fla. Stat. §215.5586). How the program works.

Impact windows and doors count as opening protection, Question 7 on the state's wind-mitigation form, OIR-B1-1802. A licensed inspector fills it out after the work, and your insurer sets the discount.

Questions

Lutz impact window questions

Which county permits my Lutz home?

It depends on the address: south of the county line it's Hillsborough County Development Services; north of it, Pasco County.

Are impact windows required in Lutz?

Not by code in the Hillsborough part, which maps below 140 mph. They're an upgrade that can earn insurance credit.

What does the Hillsborough permit cost?

$130 for 1 to 20 same-size openings, or $250 when sizes change.

Can I hire Republic for roofing in Lutz?

No—in Lutz we focus exclusively on impact windows and doors. Roofing is Miami-Dade, Broward and Palm Beach only.

What can a Lutz HOA require on my window application?

Under § 720.3035(6), the board can review frame color and muntin layout, but state law bars it from prohibiting impact-rated windows.

What does the labor warranty cover in Lutz?

The lifetime labor warranty covers you, the original owner. It doesn't pass to a new owner if you sell.

Official sources

Look it up yourself

Our licenses, the product approvals, and the city's permit office are all public.

The fine print

The rules

Wind and missile rules

Hillsborough County is outside the HVHZ. Its ASCE 7-22 Risk Category II map puts Tampa and the western, bayfront half of the county in the 140 mph zone, which is in the wind-borne debris region, while inland areas such as Brandon, Valrico, Lutz and Plant City map below 140 mph, where impact protection is optional.

  • In the 140 mph zone, up to 30 feet: the large-missile test of ASTM E1996.
  • Above 30 feet: the small-missile test of the same standard.
  • Each unit needs a Florida Product Approval, or a Miami-Dade NOA, covering its size and design pressure.

Sources: Hillsborough County · ASCE 7-22 Risk Category II Basic Wind Speed Map (FBC 8th Ed. Fig. 1609.3(1)) · FBC 2023 §1609 (protection of openings) · Florida Statutes §553.842 (product approval)

Optional impact protection, lake exposure, and county permits.

Wind zone<140 mph design wind speed

  • The Hillsborough side of Lutz sits outside the HVHZ and below the county's 140 mph contour, so impact glazing is a voluntary upgrade.

  • Upgrading every Lutz opening retires metal storm panels and qualifies for wind-mitigation credit.

  • We supply FL# or NOA engineering sheets matched to Hillsborough or Pasco requirements.

Sources: Hillsborough County · ASCE 7-22 Risk Category II Basic Wind Speed Map (FBC 8th Ed. Fig. 1609.3(1)) · Florida Building Code · 8th Edition (2023) § 1609 Wind Loads · Florida Statutes § 553.842 (Product Approval)

Storms & flood zonesRain and lake flooding

  • Milton's heavy rain in October 2024 caused river and urban flooding across the region, per the NHC report.

  • Some lakefront lots map in FEMA AE zones.

  • In flood zones, if your permitted improvements reach 50% of the home's value, the house must meet current flood elevation rules. A window job alone rarely gets there.

Sources: National Hurricane Center · Tropical Cyclone Report: Hurricane Milton (AL142024) · FEMA Flood Map Service Center

PermitsHillsborough County HillsGovHub

  • County fee: $130 for 1 to 20 same-size openings, $250 when sizes change.

  • Pasco County addresses follow Pasco's own permit process.

  • State law requires a notice of commencement over $5,000.

Sources: Hillsborough County · Development Services & HillsGovHub permit portal · Hillsborough County · Building Permit Fee Schedule (trade permits)

HOAs & energy codeAssociations and Low-E glass in Lutz

  • Gated communities along Livingston and Dale Mabry review Mullion and frame finish under § 720.3035(6).

  • Lutz replacement windows meet Climate Zone 2 thermal limits (0.25 SHGC max, 0.40 U-factor max).

  • Even shaded lake lots benefit from Low-E laminated glass during humid Tampa Bay summers.

Sources: Florida Statutes § 720.3035(6) (HOA Architectural Parcels) · Florida Statutes § 718.113(5) (Condominium Hurricane Protection) · Florida Building Code · Energy Conservation Climate Zone 2 (SHGC <= 0.25)

Compare Lutz with the rest of the county on Hillsborough County impact windows.

Estimates

The Real Cost

Calculate what this project will really cost you, and your return on investment.

Pick your windows

Add a count to see the average installed price.

Average installed price, estimate, for these common sizes. Other sizes and types are quoted after a free in-home measure. The project cost below fills in from your picks; change it if you have a quote.

Your numbers

The wind or hurricane part of your homeowners premium, shown on your declarations page.

Est. monthly payment

$0.00

As low as 8.99% APR for 20 years.

Est. insurance savings / mo

$0.00

Estimate only. Assumes 10% of your windstorm premium. Your insurer's Notice of Premium Discounts shows your actual credits.

Est. electric savings / mo

$0.00

Estimate. Assumes 12% of the monthly bill, ENERGY STAR's Southern-zone average for replacing single-pane windows with ENERGY STAR certified ones (about 8% from double-pane).

Est. real monthly cost

$0.00

Payment minus the insurance and electric savings.

Est. payback

0.0 years

Project cost divided by yearly insurance and electric savings.

Estimates only. The insurance and electric percentages are assumptions, not quotes. Actual savings depend on the insurer, the home, and usage. Not a guarantee. Financing is subject to credit approval.

How it works

From measure to walk-through

  1. Estimate

    We come to the house and measure for free. The quote is usually back within 24–48 hours.

  2. Sign the contract

    Nothing's agreed until you sign a written contract.

  3. Measurements

    We measure every opening and confirm the county and wind value.

  4. Permit

    We file with Hillsborough County Development Services in HillsGovHub, or with Pasco for Pasco addresses.

  5. Ordering materials

    Windows and doors get ordered to those measurements.

  6. Installation

    A licensed crew installs them, then walks the job with you.

  7. Final sign-off

    A county inspector checks anchors and labels and closes the permit.

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Financing

Pay over time

12

Months

No interest if paid in full

10

Years

at 6.99% APR

20

Years

at 8.99% APR

Lenders

  • Sunlight Financial
  • Service Finance Company
  • Upgrade
  • Renew Financial

Get Qualified

12-month offer is deferred interest: if not paid in full by the end of the promotion, interest is charged back to the purchase date. Subject to credit approval.

Project films

Hear it from our customers

Reviews and licenses

Rated 4.8, licensed and insured

Google rating

4.8

4.8 on Google

What South Florida homeowners say about their new windows and doors.

Google profile
Read beyond our site

Profiles

Our business profiles on independent sites, plus the facts about our company.

Next step

Free estimate

We measure at the house for free. The quote is usually back within 24–48 hours. Nothing is agreed until you sign a written contract.

Get a quick quoteOr call 754-800-4115

Service area

Counties we serve

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