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Martin County, Treasure Coast

Impact windows and doors in Martin County

Martin County sits outside the HVHZ in Florida's Wind-Borne Debris Region, with Risk Category II wind speeds running from 154 mph in Indiantown to 165 mph on Jupiter Island. Every opening requires large- or small-missile impact protection under FBC § 1609.1.2, and our installed windows average $800–$1,800.

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Martin County by the numbers

The numbers behind a Martin County window

Martin County homes

We know Martin County homes

Martin County stretches from the 165 mph Atlantic barrier coast of Jupiter Island across the St. Lucie River peninsulas of Sewall's Point and Stuart out to 154 mph ranches in Indiantown. Five municipalities—Stuart, Jupiter Island, Sewall's Point, Ocean Breeze (1508 NE Jensen Beach Blvd), and Indiantown—run their own building counters, whereas Martin County permits unincorporated Palm City, Jensen Beach, Hobe Sound, Port Salerno, North River Shores, and Rio from its Stuart office on SE Ruhnke Street.

We serve Martin County homes from our Fort Lauderdale office. Reach our Martin team at 754-800-4115 to book a no-cost measure and receive a written quote in 24–48 hours.

Impact window and door cost across Martin County

Martin County window installations average $800–$1,800 per opening ($1,100 for a 37 by 63 inch single-hung and $900 for a 37 by 50 inch fixed lite).

Exposure D oceanfront estates on Jupiter Island and Sewall's Point, <=45% VLT sea-turtle glass on Martin's stretch of Hutchinson Island, and wide golf-club window walls in Palm City or Hobe Sound sit near the upper end of the price range.

Frances, Jeanne, and Stuart's 2024 EF1 tornado

In September 2004, Category 2 Frances (Sept 5) and Category 3 Jeanne (Sept 25) both made landfall at the southern tip of Hutchinson Island just three weeks apart, driving prolonged hurricane gusts and estuary surge up the St. Lucie Inlet into Stuart, Sewall's Point, Rio, North River Shores, and Port Salerno.

On October 9, 2024, an EF1 tornado confirmed by the National Weather Service struck Stuart near Witham Field ahead of Hurricane Milton, demonstrating why full-time laminated glass beats bolt-up shutters.

Windows and doors for every Martin County home

Deepwater docks along the St. Lucie River in Stuart, Rio, and North River Shores, golf-club homes in Palm City (Harbour Ridge, Monarch) and Hobe Sound (Loblolly, Medalist), and lagoon or barrier condos in Jensen Beach and Ocean Breeze each need site-specific design pressures and 316 stainless coastal hardware.

We install impact French doors, multi-panel sliders, fiberglass entry doors, and hurricane garage doors. Our hinged impact doors (French and entry doors) swing out. Sliding glass doors and garage doors don't swing.

Installed estimates

Prices by size and door type

Impact windows by size

Average installed impact window price by size
WindowSizeAverage installed
Single-hung37 by 63 inchabout $1,100
Horizontal roller53 by 50 inchabout $1,250
Fixed (picture)37 by 50 inchabout $900
Casement37 by 50 inchabout $1,300

Impact doors

Typical installed impact door prices
DoorTypical installed
Single French door$2,800–$4,000
Double French door$3,800–$7,000
Sliding glass door, 2 panels$2,500–$3,500
Each extra slider panelabout $600–$800
Fiberglass entry door$2,200–$5,500
Solid garage door$2,800–$4,200

Installed estimates that vary with size, glass, and options. Every home gets its own written quote.

Get a quick quote

Four fields. We call to book your free in-home measure.

Prefer the phone? Call 754-800-4115.

Grants and insurance

My Safe Florida Home and your wind-mitigation form

If you qualify for My Safe Florida Home, the state pays $2 for every $1 you pay, up to $10,000, after the program's free wind-mitigation visit (Fla. Stat. §215.5586). How the program works.

Impact windows and doors count as opening protection, Question 9 on the state's wind-mitigation form, OIR-B1-1802. A licensed inspector fills it out after the work, and your insurer sets the discount.

Questions

Martin County impact window questions

Does Martin County fall in the HVHZ?

No—HVHZ rules apply only in Broward and Miami-Dade. Martin County enforces FBC Wind-Borne Debris Region standards at 154–165 mph.

What design wind speed applies to Martin County homes?

Risk Category II wind speeds run 154 mph in inland Indiantown, 160 mph in Palm City, Stuart, Jensen Beach, North River Shores, and Rio, 162 mph in Sewall's Point, Port Salerno, and Ocean Breeze, and 165 mph in Hobe Sound and on Jupiter Island.

Do all Martin County openings need impact protection?

Yes. Because every parcel in the county maps above 140 mph, All of Martin County lies inside the Wind-Borne Debris Region under FBC § 1609.1.2.

Where are sea-turtle tinted windows required in Martin County?

Atlantic-facing and dune-visible homes and condos on Jupiter Island and Martin County's southern portion of Hutchinson Island require <=45% VLT glass for the March 1–October 31 nesting season.

Which building department issues my Martin County permit?

Stuart, Jupiter Island, Sewall's Point, Ocean Breeze (1508 NE Jensen Beach Blvd), and Indiantown run municipal desks; Martin County permits unincorporated Palm City, Jensen Beach, Hobe Sound, Port Salerno, North River Shores, and Rio from its Stuart office (900 SE Ruhnke St) in Accela.

What are the Construction Hours rules on Jupiter Island?

Jupiter Island's Construction Hours allow winter work on weekdays 8:30–5:30 while keeping weekends and holidays quiet.

How does the 30-foot missile rule apply on Martin barrier-island condos?

Under FBC Table 1609.1.2, openings up to 30 ft require Large Missile D glass (9-lb 2x4 at 50 ft/sec), while openings above 30 ft on high-rise condo floors may use Small Missile glass.

When is a Notice of Commencement needed in Martin County?

State law requires a notice of commencement over $5,000. We record it with the Martin County Clerk in Stuart.

What do impact doors cost in Martin County?

In Martin County, a single French door runs $2,800–$4,000, a double French door runs $3,800–$7,000, and a 2-panel slider runs $2,500–$3,500.

How do Martin homeowners claim wind-mitigation insurance discounts?

Once your permit receives inspection approval, a wind-mitigation verifier signs Form OIR-B1-1802 so your carrier applies the F.S. § 627.0629 windstorm credit.

Martin County labor warranty terms?

The lifetime labor warranty covers you, the original owner. It doesn't pass to a new owner if you sell.

How fast do I receive a written quote in Martin County?

We measure your property at no cost and deliver an itemized written quote within 24–48 hours.

Official sources

Look it up yourself

Our licenses, the product approvals, and the city's permit office are all public.

For the detail-minded

The rules

Five incorporated municipalities, six unincorporated communities permitted from Stuart, and 154–165 mph wind contours.

Wind and missile rules

Martin County is outside the HVHZ. Its Risk Category II wind map runs from 150 to 165 mph, above the 140 mph mark that puts the entire county in the wind-borne debris region.

  • Up to 30 feet: the large-missile test of ASTM E1996.
  • Above 30 feet: the small-missile test of the same standard.
  • Each unit needs a Florida Product Approval, or a Miami-Dade NOA, covering its size and design pressure.

Sources: Martin County · FBC Wind Speed Maps & Exposure Guide · FBC 2023 §1609 (protection of openings) · Florida Statutes §553.842 (product approval)

City by cityHow the 11 cities compare
Martin County cities compared
CityMartin water fetchDesign windLocal rule
StuartSt. Lucie River Exposure D160 mph121 SW Flagler Ave & Stuart Beach turtle tint
Palm CitySouth Fork river & inland160 mph900 SE Ruhnke St & club ARC packets
Jensen BeachIndian River Lagoon & beach160 mph45% VLT turtle glass on Martin island
Hobe SoundIntracoastal & Peck Lake165 mphSouthern Martin 165 mph wind zone
Port SalernoManatee Pocket & Zone AE162 mphHarbor Exposure D & FEMA 50% checks
IndiantownC-44 St. Lucie Canal inland154 mph15516 SW Osceola St village review
North River ShoresNorth Fork deepwater canals160 mphRiver fetch Exposure D
Sewall's PointPeninsula between two rivers162 mph1 S Sewall's Point Rd & FEMA 50% rule
Rio0.49 sq mi St. Lucie River160 mphSouth-facing river bluff Exposure D
Jupiter IslandAtlantic to Intracoastal165 mphConstruction Hours (weekdays 8:30–5:30) & 45% VLT
Ocean BreezeIndian River Lagoon shore162 mphSeawalk HOA & town desk review

  • Stuart

    Martin water fetch
    St. Lucie River Exposure D
    Design wind
    160 mph
    Local rule
    121 SW Flagler Ave & Stuart Beach turtle tint

  • Palm City

    Martin water fetch
    South Fork river & inland
    Design wind
    160 mph
    Local rule
    900 SE Ruhnke St & club ARC packets

  • Jensen Beach

    Martin water fetch
    Indian River Lagoon & beach
    Design wind
    160 mph
    Local rule
    45% VLT turtle glass on Martin island

  • Hobe Sound

    Martin water fetch
    Intracoastal & Peck Lake
    Design wind
    165 mph
    Local rule
    Southern Martin 165 mph wind zone

  • Port Salerno

    Martin water fetch
    Manatee Pocket & Zone AE
    Design wind
    162 mph
    Local rule
    Harbor Exposure D & FEMA 50% checks

  • Indiantown

    Martin water fetch
    C-44 St. Lucie Canal inland
    Design wind
    154 mph
    Local rule
    15516 SW Osceola St village review

  • North River Shores

    Martin water fetch
    North Fork deepwater canals
    Design wind
    160 mph
    Local rule
    River fetch Exposure D

  • Sewall's Point

    Martin water fetch
    Peninsula between two rivers
    Design wind
    162 mph
    Local rule
    1 S Sewall's Point Rd & FEMA 50% rule

  • Rio

    Martin water fetch
    0.49 sq mi St. Lucie River
    Design wind
    160 mph
    Local rule
    South-facing river bluff Exposure D

  • Jupiter Island

    Martin water fetch
    Atlantic to Intracoastal
    Design wind
    165 mph
    Local rule
    Construction Hours (weekdays 8:30–5:30) & 45% VLT

  • Ocean Breeze

    Martin water fetch
    Indian River Lagoon shore
    Design wind
    162 mph
    Local rule
    Seawalk HOA & town desk review

Sources: NOAA NHC · Hurricane Frances Tropical Cyclone Report (Sept 2004) · City of Stuart · Development Department, Building Division · City of Stuart · Online Permitting Portal · Martin County · Building Department · Martin County · Accela Citizen Access Portal · Martin County · Building Department · Martin County · Sea Turtle Lighting & Coastal Glass (LDR §4.3) · Martin County · FBC Wind Speed Maps & Exposure Guide · Martin County · Accela Citizen Access Portal · Martin County · Building Department · Martin County · Floodplain Management & FEMA Maps · Village of Indiantown · Building & Permitting Division · Village of Indiantown · Village Overview & Charter (Incorporated Dec 2017) · Martin County · Building Department · Martin County · Floodplain Management & FEMA Maps · Town of Sewall's Point · Building Department · Town of Sewall's Point · Code of Ordinances & Floodplain Rules · Martin County · Community Redevelopment Areas (Hobe Sound, Jensen Beach, Palm City, Port Salerno, Rio) · Martin County · Accela Citizen Access Portal · Town of Jupiter Island · Building Department (2 Bridge Rd) · Town of Jupiter Island · Construction Hours & Coastal Rules · Town of Ocean Breeze · Town Office & Building Permits · Martin County · FBC Wind Speed Maps & Exposure Guide

Outside the HVHZWind by city and impact tests

Martin County's wind map steps from 154 mph around inland Indiantown to 160 mph in Palm City, Stuart, Jensen Beach, North River Shores, and Rio, 162 mph in Sewall's Point, Port Salerno, and Ocean Breeze, and 165 mph in Hobe Sound and on Jupiter Island.

Martin County design wind by city
CityRisk Category II windDebris region?
Stuart160 mphYes
Palm City160 mphYes
Jensen Beach160 mphYes
Hobe Sound165 mphYes
Port Salerno162 mphYes
Indiantown154 mphYes
North River Shores160 mphYes
Sewall's Point162 mphYes
Rio160 mphYes
Jupiter Island165 mphYes
Ocean Breeze162 mphYes

  • Stuart

    Risk Category II

    160 mph

  • Palm City

    Risk Category II

    160 mph

  • Jensen Beach

    Risk Category II

    160 mph

  • Hobe Sound

    Risk Category II

    165 mph

  • Port Salerno

    Risk Category II

    162 mph

  • Indiantown

    Risk Category II

    154 mph

  • North River Shores

    Risk Category II

    160 mph

  • Sewall's Point

    Risk Category II

    162 mph

  • Rio

    Risk Category II

    160 mph

  • Jupiter Island

    Risk Category II

    165 mph

  • Ocean Breeze

    Risk Category II

    162 mph

3-second gust. Sources: Martin County · FBC Wind Speed Maps & Exposure Guide · ASCE Hazard Tool (ASCE 7 wind speeds by site)

PermitsPermits by city

Stuart, Jupiter Island, Sewall's Point, Ocean Breeze (1508 NE Jensen Beach Blvd), and Indiantown run their own municipal permit counters; Martin County permits unincorporated Palm City, Jensen Beach, Hobe Sound, Port Salerno, North River Shores, and Rio from its Stuart office (900 SE Ruhnke St) via Accela.

Martin County permit desks by city
CityWhere we fileLocal step
StuartCity of Stuart Building Division121 SW Flagler Ave & Stuart Beach turtle tint
Palm CityMartin County Accela (Stuart office)900 SE Ruhnke St & club ARC packets
Jensen BeachMartin County Accela (Stuart office)45% VLT turtle glass on Martin island
Hobe SoundMartin County Accela (Stuart office)Southern Martin 165 mph wind zone
Port SalernoMartin County Accela (Stuart office)Harbor Exposure D & FEMA 50% checks
IndiantownVillage of Indiantown Building15516 SW Osceola St village review
North River ShoresMartin County Accela (Stuart office)River fetch Exposure D
Sewall's PointTown of Sewall's Point Building1 S Sewall's Point Rd & FEMA 50% rule
RioMartin County Accela (Stuart office)South-facing river bluff Exposure D
Jupiter IslandTown of Jupiter Island (2 Bridge Rd)Construction Hours (weekdays 8:30–5:30) & 45% VLT
Ocean BreezeTown of Ocean Breeze (1508 NE Jensen Beach Blvd)Seawalk HOA & town desk review

  • Stuart

    Where we file
    City of Stuart Building Division
    Local step
    121 SW Flagler Ave & Stuart Beach turtle tint

  • Palm City

    Where we file
    Martin County Accela (Stuart office)
    Local step
    900 SE Ruhnke St & club ARC packets

  • Jensen Beach

    Where we file
    Martin County Accela (Stuart office)
    Local step
    45% VLT turtle glass on Martin island

  • Hobe Sound

    Where we file
    Martin County Accela (Stuart office)
    Local step
    Southern Martin 165 mph wind zone

  • Port Salerno

    Where we file
    Martin County Accela (Stuart office)
    Local step
    Harbor Exposure D & FEMA 50% checks

  • Indiantown

    Where we file
    Village of Indiantown Building
    Local step
    15516 SW Osceola St village review

  • North River Shores

    Where we file
    Martin County Accela (Stuart office)
    Local step
    River fetch Exposure D

  • Sewall's Point

    Where we file
    Town of Sewall's Point Building
    Local step
    1 S Sewall's Point Rd & FEMA 50% rule

  • Rio

    Where we file
    Martin County Accela (Stuart office)
    Local step
    South-facing river bluff Exposure D

  • Jupiter Island

    Where we file
    Town of Jupiter Island (2 Bridge Rd)
    Local step
    Construction Hours (weekdays 8:30–5:30) & 45% VLT

  • Ocean Breeze

    Where we file
    Town of Ocean Breeze (1508 NE Jensen Beach Blvd)
    Local step
    Seawalk HOA & town desk review
  • Martin County permits all unincorporated communities (Palm City, Jensen Beach, Hobe Sound, Port Salerno, North River Shores, and Rio) from its Stuart office at 900 SE Ruhnke Street in Accela.
  • Stuart, Jupiter Island (under its Construction Hours rule allowing winter weekday work 8:30–5:30), Sewall's Point, Ocean Breeze, and Indiantown each inspect their own municipal permits.
  • Sea-turtle rules cap beachfront glass on Jupiter Island and Martin's southern section of Hutchinson Island at 45% VLT during the March 1–Oct 31 nesting season.
  • Jobs above $5,000 require a recorded Notice of Commencement with the Martin County Clerk, and waterfront Zone AE/VE window swaps stay well under the FEMA 50% Substantial Improvement rule.

Sources: Martin County · Building Department · Martin County · Accela Citizen Access Portal · City of Stuart · Development Department, Building Division · Town of Jupiter Island · Building Department (2 Bridge Rd) · Town of Sewall's Point · Building Department · Town of Ocean Breeze · Town Office & Building Permits · Village of Indiantown · Building & Permitting Division · Florida Statutes §713.135

Frances & Jeanne (2004)How Frances and Jeanne reshaped Martin County glazing

September 2004

September 2004 Dual Eyewalls & Stuart's 2024 EF1 Tornado

  • In September 2004, Category 2 Frances (105 mph on Sept 5) and Category 3 Jeanne (120 mph on Sept 25) both crossed the Martin coast near Stuart and Sewall's Point three weeks apart.
  • Both 2004 storms pushed estuary surge up the St. Lucie Inlet into Stuart, Rio, North River Shores, and Manatee Pocket while driving inland hurricane gusts across Palm City and Indiantown.
  • Twenty years later on October 9, 2024, an NWS-confirmed EF1 tornado touched down in Stuart near Witham Field during Hurricane Milton's outer rainbands.
  • Because every Martin parcel maps at 154 mph or higher, All of Martin County falls inside Florida's Wind-Borne Debris Region.

NOAA NHC · Hurricane Frances Tropical Cyclone Report (Sept 2004) · NOAA NHC · Hurricane Jeanne Tropical Cyclone Report (Sept 2004) · NWS Melbourne · Hurricane Milton Tornado Outbreak Report (Oct 9, 2024)

Insurance, grants, and condosMartin wind credits, state grants, and club ARC rules

  • Insurance discount

    • Florida Statute §627.0629 gives Martin homeowners windstorm premium credits when every opening is impact-protected.
    • Once your permit closes, a wind-mitigation inspector fills out Question 9 on Form OIR-B1-1802.
    • Glazing every window, slider, French door, and garage door unlocks the Class A hurricane discount.
    Florida Statutes §627.0629

  • My Safe Florida Home

    Checked October 20, 2026

    Check the state My Safe Florida Home portal for active Martin County application windows.

    • Backed by the Florida Department of Financial Services under §215.5586 for qualifying Martin homesteads.
    • Begins with a no-cost state wind-mitigation verification of your house.
    • Matches $2 of state funds per $1 spent, up to $10,000, on eligible single-family homes.
    • Portal funding opens in legislative cycles for Martin County owners.
    MSFH support: is funding available?

  • Condo and HOA rules

    • Riverfront and island condo boards in Stuart and Jensen Beach set exterior specs under §718.113(5) and must allow matching impact glass.
    • Private golf clubs in Palm City, Hobe Sound, and Port Salerno (Harbour Ridge, Monarch, Loblolly, Mariner Sands) cannot block compliant impact windows under §720.3035(6).
    • Our team prepares every country-club ARC and condo board submittal before ordering.
    Florida Statutes §718.113 Florida Statutes §720.3035

Estimates

The Real Cost

Calculate what this project will really cost you, and your return on investment.

Pick your windows

Add a count to see the average installed price.

Average installed price, estimate, for these common sizes. Other sizes and types are quoted after a free in-home measure. The project cost below fills in from your picks; change it if you have a quote.

Your numbers

The wind or hurricane part of your homeowners premium, shown on your declarations page.

Est. monthly payment

$0.00

As low as 8.99% APR for 20 years.

Est. insurance savings / mo

$0.00

Estimate only. Assumes 10% of your windstorm premium. Your insurer's Notice of Premium Discounts shows your actual credits.

Est. electric savings / mo

$0.00

Estimate. Assumes 12% of the monthly bill, ENERGY STAR's Southern-zone average for replacing single-pane windows with ENERGY STAR certified ones (about 8% from double-pane).

Est. real monthly cost

$0.00

Payment minus the insurance and electric savings.

Est. payback

0.0 years

Project cost divided by yearly insurance and electric savings.

Estimates only. The insurance and electric percentages are assumptions, not quotes. Actual savings depend on the insurer, the home, and usage. Not a guarantee. Financing is subject to credit approval.

How it works

From measure to walk-through

  1. Estimate

    We come to the house and measure for free. The quote is usually back within 24–48 hours.

  2. Sign the contract

    Nothing's agreed until you sign a written contract.

  3. Measurements

    We measure every opening, check Exposure C or D water fetch, and verify your parcel's 154–165 mph wind contour.

  4. Permit

    We file your permit packet with Stuart, Jupiter Island, Sewall's Point, Ocean Breeze, Indiantown, or Martin County's Stuart office via Accela.

  5. Ordering materials

    Windows and doors get ordered to those measurements.

  6. Installation

    A licensed crew installs them, then walks the job with you.

  7. Final sign-off

    Your municipal or Martin County building inspector checks fasteners and FL# labels on site and enters inspection approval.

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Financing

Pay over time

12

Months

No interest if paid in full

10

Years

at 6.99% APR

20

Years

at 8.99% APR

Lenders

  • Sunlight Financial
  • Service Finance Company
  • Upgrade
  • Renew Financial

Get Qualified

12-month offer is deferred interest: if not paid in full by the end of the promotion, interest is charged back to the purchase date. Subject to credit approval.

Project films

Hear it from our customers

Reviews and licenses

Rated 4.8, licensed and insured

Google rating

4.8

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What South Florida homeowners say about their new windows and doors.

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Profiles

Our business profiles on independent sites, plus the facts about our company.

Next step

Free estimate

We measure at the house for free. The quote is usually back within 24–48 hours. Nothing is agreed until you sign a written contract.

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Where we work

Martin County cities we serve

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