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As low as 8.99% APR for 20 years.

Stuart, Martin County
Stuart homes and riverfront buildings face a 160 mph Risk Category II wind contour where the St. Lucie River meets the Indian River Lagoon. Every exterior opening requires a City of Stuart permit at 121 SW Flagler Avenue, and installed impact windows average $800–$1,800.
Stuart at a glance
17,425
2020 Census residents
19,652 in the 2024 estimate
U.S. Census Bureau: city and town population estimates, 2020–20247.0sq mi
Land area
2.0 sq mi of St. Lucie River water
U.S. Census Bureau: 2020 Gazetteer (land and water area)1914
Incorporated
County seat of Martin County
City of Stuart · Development Department, Building Division160mph
Design wind speed
Risk Category II home contour
Martin County · FBC Wind Speed Maps & Exposure GuideExposure D
River exposure
Along the St. Lucie River shoreline
Martin County · FBC Wind Speed Maps & Exposure GuideStuart homes
Set on a curved peninsula between the North and South Forks of the St. Lucie River, Stuart combines 1920s frame bungalows near Frazier Creek, mid-century CBS homes in St. Lucie Estates, and multi-story riverfront condominiums overlooking the Roosevelt Bridge. Properties inside the municipal limits file window and door permits with the City of Stuart Building Division at 121 SW Flagler Avenue through the Citizen Self-Service (CSS) portal, while adjacent unincorporated streets in North River Shores, Rio, and Palm City permit through Martin County's Stuart office at 900 SE Ruhnke Street.
Homes near Frazier Creek and Sailfish Point mix historic wood framing with riverfront masonry, while coastal properties near Stuart Beach on Hutchinson Island require <=45% VLT sea-turtle glass tint on beach-visible openings during the March 1–October 31 nesting season.
We serve Martin County homes from our Fort Lauderdale office.
Recent installs
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Local neighborhoods
Historic core
Early-1900s frame cottages and masonry commercial blocks within the Stuart Community Redevelopment Area.
For your windows: We match narrow Colonial muntin profiles and proportion rules for downtown Stuart homes.
City of Stuart · Community Redevelopment & Historic Preservation1920s–1960s homes
Tree-lined single-family streets between Confusion Corner and Monterey Road with mid-century CBS ranches.
For your windows: Replacing jalousie and single-pane aluminum openings with custom-sized laminated casements and single-hungs.
City of Stuart · Development Department, Building DivisionRiverfront
Direct North Fork and St. Lucie River shoreline exposed to wide open-water fetch.
For your windows: Riverfront openings are engineered to Exposure D design pressures with stainless coastal hardware.
Martin County · Floodplain Management & FEMA MapsCBS neighborhoods
Concrete-block single-family homes east of US-1 near Memorial Park and 10th Street.
For your windows: Full-house opening upgrades help pre-2002 CBS homes qualify for My Safe Florida Home grants and OIR-B1-1802 credits.
City of Stuart · Development Department, Building DivisionTidal creeks
Waterfront homes and low-rise condominiums tucked along tidal tributaries off the South Fork.
For your windows: Multi-panel impact sliding glass doors and Picture windows built to resist tidal-creek wind loads.
Martin County · Floodplain Management & FEMA MapsCondos & townhomes
Gated townhome and condo communities stretching from the Roosevelt Bridge south toward Monterey Road.
For your windows: We prepare the full condo or HOA architectural submittal package under §718.113(5) and §720.3035(6).
Florida Statutes §718.1131 / 6
Permits, four layers
From Flagler Avenue plan check to final City of Stuart sign-off.
Permits inside Stuart city limits go through the City of Stuart Development Department at 121 SW Flagler Avenue.
City of Stuart · Development Department, Building DivisionEvery Stuart window and door schedule includes FL# product approvals and wind-load sheets for 160 mph Risk Category II.
Florida Building Commission product approvalsParcels inside the Stuart CRA or FEMA Zone AE along Frazier and Poppleton creeks clear city review before issuance.
City of Stuart · Community Redevelopment & Historic PreservationState law requires a notice of commencement over $5,000. Stuart jobs record at 100 SE Ocean Blvd.
Martin County Clerk · Recording & Notice of Commencement1 / 4
Before you sign
Ask whether they file directly in Stuart's CSS portal and engineer for St. Lucie River fetch.
CBC1269226 and SCC131153629 are active with Stuart's Building Division.
We prepare your FL# engineering, wind-load sheet, and CSS portal upload for 121 SW Flagler Avenue.
The lifetime labor warranty covers you, the original owner. It doesn't pass to a new owner if you sell.
Certificates go to the Flagler Avenue permit counter before work starts.
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In September 2004, Category 2 Hurricane Frances (September 5) and Category 3 Hurricane Jeanne (September 25) both came ashore just east of Stuart on the southern tip of Hutchinson Island, driving sustained onshore winds and brackish surge into the St. Lucie River basin. Two decades later on October 9, 2024, an NWS-confirmed EF1 tornado touched down in Stuart near Witham Field during Hurricane Milton's outer rainbands.
Because Stuart peninsula lots experience open water fetch across the St. Lucie River (Exposure D) along with brackish humidity from the St. Lucie Inlet, we specify corrosion-resistant 316 stainless hardware, high-design-pressure laminated glass, and Low-E solar coatings.
Historic frame and masonry homes in Downtown Stuart and Frazier Creek often call for colonial or prairie muntin profiles that respect the original streetscape, whereas mid-century CBS ranch homes in St. Lucie Estates and East Stuart frequently convert jalousies and single-pane sliders into egress-compliant single-hungs or horizontal rollers. Along the St. Lucie River, multi-story condominiums use heavy-walled aluminum sliders and picture units engineered for elevated water-facing wind pressures.
Our hinged impact doors (French and entry doors) swing out. Sliding glass doors and garage doors don't swing.
Installed estimates
| Window | Size | Average installed |
|---|---|---|
| Single-hung | 37 by 63 inch | about $1,100 |
| Horizontal roller | 53 by 50 inch | about $1,250 |
| Fixed (picture) | 37 by 50 inch | about $900 |
| Casement | 37 by 50 inch | about $1,300 |
| Door | Typical installed |
|---|---|
| Single French door | $2,800–$4,000 |
| Double French door | $3,800–$7,000 |
| Sliding glass door, 2 panels | $2,500–$3,500 |
| Each extra slider panel | about $600–$800 |
| Fiberglass entry door | $2,200–$5,500 |
| Solid garage door | $2,800–$4,200 |
Installed estimates that vary with size, glass, and options. Every home gets its own written quote.
Four fields. We call to book your free in-home measure.
Grants and insurance
If you qualify for My Safe Florida Home, the state pays $2 for every $1 you pay, up to $10,000, after the program's free wind-mitigation visit (Fla. Stat. §215.5586). How the program works.
Impact windows and doors count as opening protection, Question 9 on the state's wind-mitigation form, OIR-B1-1802. A licensed inspector fills it out after the work, and your insurer sets the discount.
Questions
A standard 37 by 63 inch single-hung in Stuart averages $1,100 installed, and whole-home jobs run $800–$1,800 per opening on average.
Yes. Homes inside city limits file at 121 SW Flagler Avenue in the CSS portal; addresses outside city limits go to Martin County.
Stuart designs to 160 mph with Exposure D on lots facing the St. Lucie River, and ocean-visible openings near Stuart Beach on Hutchinson Island require <=45% VLT turtle glass (March 1–Oct 31).
Yes. NWS surveys confirmed an EF1 tornado near Witham Field in Stuart on October 9, 2024.
Contributing buildings in the Stuart CRA keep their grid pattern and opening proportions.
No—Stuart reviewers use both names for laminated units with a Florida Product Approval.
Boards set exterior color under § 718.113(5), but cannot forbid rated glass.
State law requires a notice of commencement over $5,000. We record it at 100 SE Ocean Blvd.
Yes, including French and patio doors. Our hinged impact doors (French and entry doors) swing out. Sliding glass doors and garage doors don't swing.
Plan review and fabrication take 4 to 8 weeks; most Stuart installs finish in 1 to 3 days.
The lifetime labor warranty covers you, the original owner. It doesn't pass to a new owner if you sell.
24–48 hours after our free measure.
Official sources
Our licenses, the product approvals, and the city's permit office are all public.
The fine print
Martin County is outside the HVHZ. Its Risk Category II wind map runs from 150 to 165 mph, above the 140 mph mark that puts the entire county in the wind-borne debris region.
Sources: Martin County · FBC Wind Speed Maps & Exposure Guide · FBC 2023 §1609 (protection of openings) · Florida Statutes §553.842 (product approval)
Peninsula wind contours, historic overlay checks, and Martin County Clerk recording.
Compare Stuart with the other 10 Martin communities on Martin County impact windows.
Estimates
Calculate what this project will really cost you, and your return on investment.
Pick your windows
Add a count to see the average installed price.
Average installed price, estimate, for these common sizes. Other sizes and types are quoted after a free in-home measure. The project cost below fills in from your picks; change it if you have a quote.
Pick your doors
Add a count to see the average installed price.
Average installed price, estimate: the middle of each published range. Full-glass garage doors are quoted after a free in-home measure. These are typical installed prices. Your price depends on size, glass and options, and some openings may cost more. Every home gets its own written quote. The project cost below fills in from your picks; change it if you have a quote.
Your numbers
The wind or hurricane part of your homeowners premium, shown on your declarations page.
$0.00
As low as 8.99% APR for 20 years.
$0.00
Estimate only. Assumes 10% of your windstorm premium. Your insurer's Notice of Premium Discounts shows your actual credits.
$0.00
Estimate. Assumes 12% of the monthly bill, ENERGY STAR's Southern-zone average for replacing single-pane windows with ENERGY STAR certified ones (about 8% from double-pane).
$0.00
Payment minus the insurance and electric savings.
0.0 years
Project cost divided by yearly insurance and electric savings.
Estimates only. The insurance and electric percentages are assumptions, not quotes. Actual savings depend on the insurer, the home, and usage. Not a guarantee. Financing is subject to credit approval.
How it works
Financing
12
Months
No interest if paid in full
10
Years
at 6.99% APR
20
Years
at 8.99% APR
Lenders
12-month offer is deferred interest: if not paid in full by the end of the promotion, interest is charged back to the purchase date. Subject to credit approval.
Project films
Reviews and licenses
4.8
4.8 on Google
What South Florida homeowners say about their new windows and doors.
Florida certified general contractor license.
Verify with Florida DBPRWe carry general liability and workers' comp, and we're bonded.
Ask for a certificate of insuranceOur business profiles on independent sites, plus the facts about our company.
Next step
We measure at the house for free. The quote is usually back within 24–48 hours. Nothing is agreed until you sign a written contract.
Service area