Est. monthly payment
$0.00
As low as 8.99% APR for 20 years.

Hutchinson Island, St. Lucie County
Hutchinson Island oceanfront and lagoon residences face 160 mph Exposure D coastal winds and March 1–October 31 sea-turtle glass rules. The southern end of the island is in Martin County and is permitted by Martin County, while northern parcels file in St. Lucie EnerGov or Fort Pierce EPL ($800–$1,800 avg).
Hutchinson Island at a glance
5,088
2020 Census residents
Barrier island spanning St. Lucie & Martin counties
U.S. Census Bureau: city and town population estimates, 2020–20244.8sq mi
CDP land area
Surrounded by the Atlantic Ocean & Indian River Lagoon
U.S. Census Bureau: 2020 Gazetteer (land and water area)3 Jurisdictions
Permit offices
St. Lucie County, Fort Pierce (EPL), or Martin County
St. Lucie County · Building & Code Regulation Division160mph
Design wind speed
160 mph Exposure D across the barrier island
St. Lucie County · Building & Code Regulation Division<=45%VLT
Sea-turtle glass
March 1–Oct 31 nesting rule on beach-visible lites
St. Lucie County · Sea Turtle Lighting & Coastal Glass (LDC §6.04.02)Hutchinson Island homes
Stretching along A1A on both sides of the Fort Pierce Inlet, Hutchinson Island features oceanfront high-rises, resort enclaves like Ocean Village and Island Dunes, and lagoon homes on Nettles Island. Unincorporated St. Lucie island lots file in EnerGov, Fort Pierce South Beach lots file in Enterprise Permitting & Licensing (EPL), and the southern end of the island is in Martin County and is permitted by Martin County.
Barrier-island window replacements average $800–$1,800 ($1,250 for a 53 by 50 inch coastal roller), built with 316 stainless hardware and <=45% VLT turtle tint for A1A towers.
We serve St. Lucie County homes from our Fort Lauderdale office.
Recent installs
1 / 5
Local neighborhoods
North of Fort Pierce Inlet
Deepwater canal estates, custom beach homes, and low-rise condos along N A1A toward the Indian River County line.
For your windows: Permitted in St. Lucie County EnerGov at 160 mph Exposure D with <=45% VLT turtle glass on ocean-visible openings.
St. Lucie County · Online Permitting & EnerGov PortalInlet & marina condos
Marina-front condominiums and beach homes inside Fort Pierce city limits immediately south of the inlet.
For your windows: Permitted through the City of Fort Pierce Enterprise Permitting & Licensing (EPL) portal at 160 mph Exposure D.
City of Fort Pierce · Enterprise Permitting & Licensing (EPL) PortalUnincorporated South Island
Oceanfront high-rise towers, golf villas, and lagoon island homes along S Ocean Drive in St. Lucie County.
For your windows: Permitted in St. Lucie County EnerGov with condo/HOA board packets (§718.113 / §720.3035) and coastal hardware.
St. Lucie County · Online Permitting & EnerGov PortalJensen Beach / Stuart causeways
South of the county line, barrier-island towers and beach homes sit in Martin County.
For your windows: Permitted in Martin County Accela (Stuart office) with 160 mph Exposure D and LDR §4.3 turtle tint.
Martin County · Building Department1 / 4
Permits, four layers
Matching your parcel to St. Lucie EnerGov, Fort Pierce EPL, or Martin County Accela.
We route your parcel to St. Lucie EnerGov, Fort Pierce EPL, or Martin County Accela.
St. Lucie County · Online Permitting & EnerGov PortalDune-visible windows use <=45% VLT glass for March 1–Oct 31 nesting.
St. Lucie County · Sea Turtle Lighting & Coastal Glass (LDC §6.04.02)Floors up to 30 ft use large-missile glass; higher condo stories qualify for small-missile glazing.
FBC 2023 §1609 (protection of openings)State law requires a notice of commencement over $5,000. Hutchinson Island jobs record with the parcel's clerk.
St. Lucie County Clerk · Recording & Notice of Commencement1 / 4
Before you sign
Check that they route your island parcel to the right county or city portal and include <=45% VLT turtle specs.
CBC1269226 and SCC131153629 are registered across St. Lucie, Fort Pierce, and Martin County.
We verify whether your parcel files in St. Lucie EnerGov, Fort Pierce EPL, or Martin County Accela and handle your condo board packet.
The lifetime labor warranty covers you, the original owner. It doesn't pass to a new owner if you sell.
Ocean Village, Island Dunes, and A1A condo towers get named insurance certificates.
1 / 4
Hurricanes Frances and Jeanne both crossed South Hutchinson Island three weeks apart in September 2004. Barrier-island structures across Hutchinson Island design to 160 mph Exposure D, and FEMA Flood Zone VE/AE window replacements stay well below the FEMA 50% Substantial Improvement threshold.
Dune-visible windows and balcony sliders require <=45% VLT tint during the March 1–Oct 31 sea-turtle season. On A1A condo towers, floors up to 30 feet use Large Missile D glass, while higher stories qualify for Small Missile glass.
High-rise condominiums along South Ocean Drive (A1A) and in Ocean Village and Island Dunes typically install heavy commercial-grade aluminum horizontal rollers, fixed picture units, and 2- to 4-panel balcony sliders with AAMA 2605 coastal coatings, 316 stainless steel rollers, and <=45% VLT gray or bronze turtle glass, while Nettles Island and single-family coastal homes use coastal vinyl or aluminum impact packages.
Our hinged impact doors (French and entry doors) swing out. Sliding glass doors and garage doors don't swing.
Installed estimates
| Window | Size | Average installed |
|---|---|---|
| Single-hung | 37 by 63 inch | about $1,100 |
| Horizontal roller | 53 by 50 inch | about $1,250 |
| Fixed (picture) | 37 by 50 inch | about $900 |
| Casement | 37 by 50 inch | about $1,300 |
| Door | Typical installed |
|---|---|
| Single French door | $2,800–$4,000 |
| Double French door | $3,800–$7,000 |
| Sliding glass door, 2 panels | $2,500–$3,500 |
| Each extra slider panel | about $600–$800 |
| Fiberglass entry door | $2,200–$5,500 |
| Solid garage door | $2,800–$4,200 |
Installed estimates that vary with size, glass, and options. Every home gets its own written quote.
Four fields. We call to book your free in-home measure.
Grants and insurance
If you qualify for My Safe Florida Home, the state pays $2 for every $1 you pay, up to $10,000, after the program's free wind-mitigation visit (Fla. Stat. §215.5586). How the program works.
Impact windows and doors count as opening protection, Question 9 on the state's wind-mitigation form, OIR-B1-1802. A licensed inspector fills it out after the work, and your insurer sets the discount.
Questions
Windows average $800–$1,800 ($1,250 for a 53 by 50 inch roller) and two-panel balcony sliders average $2,500–$3,500.
Unincorporated St. Lucie parcels use EnerGov, Fort Pierce parcels use EPL, and the southern end of the island is in Martin County and is permitted by Martin County.
160 mph Exposure D across Hutchinson Island, with FEMA Zone VE and AE jobs staying well under the 50% Substantial Improvement rule.
March 1–Oct 31. Beach-visible glass must have <=45% VLT under county code.
Large Missile D glass is required up to 30 ft; Small Missile glass is allowed above 30 ft.
Under § 718.113(5), boards dictate frame color and configuration but cannot ban rated units.
We spec AAMA 2605 aluminum or coastal vinyl with 316 stainless rollers and locks.
Yes. Our hinged impact doors (French and entry doors) swing out. Sliding glass doors and garage doors don't swing.
State law requires a notice of commencement over $5,000.
Usually 5 to 9 weeks including custom fabrication, followed by a 1-to-3-day install.
The lifetime labor warranty covers you, the original owner. It doesn't pass to a new owner if you sell.
24–48 hours.
Official sources
Our licenses, the product approvals, and the city's permit office are all public.
The fine print
St. Lucie County is outside the HVHZ. Its Risk Category II wind map runs from 150 to 160 mph, above the 140 mph mark that puts the entire county in the wind-borne debris region.
Sources: St. Lucie County · Building & Code Regulation Division · FBC 2023 §1609 (protection of openings) · Florida Statutes §553.842 (product approval)
160 mph Exposure D loads, 30-foot missile tiers, and March 1–Oct 31 turtle glass.
Sources: NOAA NHC · Hurricane Frances Tropical Cyclone Report (Sept 2004) · NOAA NHC · Hurricane Jeanne Tropical Cyclone Report (Sept 2004) · City of Fort Pierce · Building Department · St. Lucie County · Building & Code Regulation Division · FEMA · Substantial Improvement / Substantial Damage (50% Rule)
Source: Florida Statutes §718.113
Compare Hutchinson Island with the other 9 St. Lucie communities on St. Lucie County impact windows.
Estimates
Calculate what this project will really cost you, and your return on investment.
Pick your windows
Add a count to see the average installed price.
Average installed price, estimate, for these common sizes. Other sizes and types are quoted after a free in-home measure. The project cost below fills in from your picks; change it if you have a quote.
Pick your doors
Add a count to see the average installed price.
Average installed price, estimate: the middle of each published range. Full-glass garage doors are quoted after a free in-home measure. These are typical installed prices. Your price depends on size, glass and options, and some openings may cost more. Every home gets its own written quote. The project cost below fills in from your picks; change it if you have a quote.
Your numbers
The wind or hurricane part of your homeowners premium, shown on your declarations page.
$0.00
As low as 8.99% APR for 20 years.
$0.00
Estimate only. Assumes 10% of your windstorm premium. Your insurer's Notice of Premium Discounts shows your actual credits.
$0.00
Estimate. Assumes 12% of the monthly bill, ENERGY STAR's Southern-zone average for replacing single-pane windows with ENERGY STAR certified ones (about 8% from double-pane).
$0.00
Payment minus the insurance and electric savings.
0.0 years
Project cost divided by yearly insurance and electric savings.
Estimates only. The insurance and electric percentages are assumptions, not quotes. Actual savings depend on the insurer, the home, and usage. Not a guarantee. Financing is subject to credit approval.
How it works
Financing
12
Months
No interest if paid in full
10
Years
at 6.99% APR
20
Years
at 8.99% APR
Lenders
12-month offer is deferred interest: if not paid in full by the end of the promotion, interest is charged back to the purchase date. Subject to credit approval.
Project films
Reviews and licenses
4.8
4.8 on Google
What South Florida homeowners say about their new windows and doors.
Florida certified general contractor license.
Verify with Florida DBPRWe carry general liability and workers' comp, and we're bonded.
Ask for a certificate of insuranceOur business profiles on independent sites, plus the facts about our company.
Next step
We measure at the house for free. The quote is usually back within 24–48 hours. Nothing is agreed until you sign a written contract.
Service area