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As low as 8.99% APR for 20 years.

Punta Gorda, Charlotte County
Homes across Punta Gorda—from Punta Gorda Isles and Burnt Store Isles to the brick-paved Historic District—sit outside the HVHZ in the 150–160 mph ASCE 7-22 Risk Category II Wind-Borne Debris Region. We handle engineering and permit submittal with the City of Punta Gorda Building Division at 326 W Marion Avenue, installing custom impact windows averaging around $900 per window.
Punta Gorda at a glance
150–160mph
Harbor wind zone
Risk Cat II map across the city
Charlotte County · FBC 8th Edition Wind Speed & Flood Maps2Cat 4s
Charley & Ian tracks
2004 & 2022 direct harbor eyewalls
National Hurricane Center · Tropical Cyclone Report: Hurricane Ian (2022)55mi
Seawall canal system
Punta Gorda Isles & Burnt Store Isles
City of Punta Gorda · Building Division (326 W Marion Ave)Zone 2≤0.25
Solar heat-gain cap
Thermal NFRC code ceiling
Florida Building Code · Energy Conservation Climate Zone 2 (SHGC <= 0.25)Punta Gorda homes
Platted from 1957 onward south of Marion Avenue, Punta Gorda Isles (PGI) rings 45+ miles of deepwater sailboat and powerboat canals behind concrete seawalls leading to Ponce de Leon Inlet, while Burnt Store Isles (BSI) south of US-41 connects to Charlotte Harbor through Alligator Creek. Because Punta Gorda sits outside the HVHZ, a state Florida Product Approval (FL#) engineered for your lot's design pressure satisfies the Florida Building Code, with a Miami-Dade NOA accepted as an optional equivalent.
Along West Retta Esplanade, Sullivan Street, and Berry Street near Gilchrist Park, late-19th-century and 1920s Florida vernacular cottages fall within the Punta Gorda Historic Overlay District, while inland communities like Seminole Lakes and Waterford Estates pair concrete-block construction with HOA architectural standards. Full-frame replacements average around $900 per window installed, and we deliver an itemized written quote within 24–48 hours of our free on-site measurement.
We serve Charlotte County homes from our Fort Lauderdale office. Roofing is Miami-Dade, Broward and Palm Beach only.
Recent installs
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Canals to brick avenues
45+ miles of seawall canals
Platted south of Marion Avenue starting in 1957, PGI wraps deepwater sailboat and powerboat canals behind concrete seawalls leading out to Ponce de Leon Inlet.
For your windows: Broad lanai sliders facing canal basins use Exposure D pressures and 316 stainless steel rollers.
City of Punta Gorda · Building Division (326 W Marion Ave)Alligator Creek basin
South of US-41 and Madrid Boulevard around Twin Isles Country Club, Burnt Store Isles links to Charlotte Harbor through Alligator Creek.
For your windows: Three- and four-panel pocketing sliders here upgrade to heavy aluminum tracks built for 160 mph coastal loads.
City of Punta Gorda · Building Division (326 W Marion Ave)Brick streets & Retta Esplanade
Late-19th-century and 1920s vernacular cottages line West Retta Esplanade, Sullivan Street, and Berry Street facing the Peace River.
For your windows: Contributing homes match colonial muntin layouts for Urban Design review while switching to laminated glass.
City of Punta Gorda · Historic Preservation Advisory BoardGated golf community
South of Airport Road off Tamiami Trail, 480 single-family residences ring an 18-hole executive course and seven lakes.
For your windows: Seminole Lakes architectural review signs off on frame color before we file at 326 W Marion Avenue.
Charlotte County Property Appraiser · Parcel & GIS LookupGated master plan
Between US-41 and Jones Loop Road, Waterford Estates pairs twin villas and concrete-block homes built in the 2000s and 2010s.
For your windows: Swapping builder glass and steel shutters for Low-E impact units ends pre-storm panel hanging.
Charlotte County Property Appraiser · Parcel & GIS LookupPeace River marinas
Multi-story condominium buildings along Marion Avenue and Fisherman's Village look across two miles of open Peace River water.
For your windows: Upper-story riverfront openings use elevated corner suction ratings and marine-grade fasteners.
City of Punta Gorda · Building Division (326 W Marion Ave)1 / 6
Permits, four layers
City parcels run through the municipal Building Division at 326 W Marion Avenue.
We check whether your lot sits in the Historic Overlay District or an HOA like PGI, BSI, or Seminole Lakes.
City of Punta Gorda · Historic Preservation Advisory BoardOpenings are sized for 150–160 mph design wind speeds and Exposure C or canal Exposure D.
Florida Building Code · 8th Edition (2023) § 1609 Wind LoadsSigned FL# drawings upload to the City portal and the NOC records at 350 E Marion Avenue.
City of Punta Gorda · Online Permit PortalA Punta Gorda inspector checks buck anchors and NFRC/FL# stickers before inspection approval.
City of Punta Gorda · Building Division (326 W Marion Ave)1 / 4
Before you sign
Choose a contractor that engineers for 150–160 mph ASCE 7-22 design wind speeds, knows Exposure D canal pressures in Punta Gorda Isles and Burnt Store Isles, and files directly with the City of Punta Gorda Building Division.
Republic holds Florida licenses CBC1269226 and SCC131153629, registered with the City of Punta Gorda Building Division at 326 W Marion Avenue.
We prepare HOA or Historic Overlay packets, upload signed FL# engineering to the City of Punta Gorda portal, and coordinate final municipal inspection approval.
The lifetime labor warranty covers you, the original owner. It doesn't pass to a new owner if you sell.
Every condominium or HOA submittal in Punta Gorda Isles, Burnt Store Isles, and Seminole Lakes includes our liability and workers' compensation certificates.
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Few coastal cities have experienced two direct Category 4 eyewall crossings in two decades: on August 13, 2004, Hurricane Charley's compact core tore across Charlotte Harbor into downtown and Punta Gorda Isles, and on September 28, 2022, Category 4 Hurricane Ian followed almost the same harbor track with hours of destructive winds and storm surge.
Waterfront lots in Punta Gorda Isles, Burnt Store Isles, and along the Peace River sit in FEMA Flood Zones AE and VE. Under the FEMA 50% substantial improvement rule, if cumulative permitted work reaches 50% of the structure's market value, the building must meet current flood elevation standards—though a standalone window and door replacement rarely approaches that threshold.
On canal-front homes in Punta Gorda Isles and Burnt Store Isles, wide rear lanai sliders and mitered corner glass face unobstructed harbor wind fetch and salt air, calling for Exposure D design pressures and 316 stainless steel rollers and fasteners. Inside the Historic District near Gilchrist Park, we match traditional single-hung sightlines and colonial muntin proportions reviewed by the Historic Preservation Advisory Board, and in gated communities like Seminole Lakes and Waterford Estates we prepare your HOA architectural packet before filing at 326 W Marion Avenue.
Our hinged impact doors (French and entry doors) swing out. Sliding glass doors and garage doors don't swing.
Installed estimates
| Window | Size | Average installed |
|---|---|---|
| Single-hung | 37 by 63 inch | about $1,100 |
| Horizontal roller | 53 by 50 inch | about $1,250 |
| Fixed (picture) | 37 by 50 inch | about $900 |
| Casement | 37 by 50 inch | about $1,300 |
| Door | Typical installed |
|---|---|
| Single French door | $2,800–$4,000 |
| Double French door | $3,800–$7,000 |
| Sliding glass door, 2 panels | $2,500–$3,500 |
| Each extra slider panel | about $600–$800 |
| Fiberglass entry door | $2,200–$5,500 |
| Solid garage door | $2,800–$4,200 |
Installed estimates that vary with size, glass, and options. Every home gets its own written quote.
Four fields. We call to book your free in-home measure.
Grants and insurance
If you qualify for My Safe Florida Home, the state pays $2 for every $1 you pay, up to $10,000, after the program's free wind-mitigation visit (Fla. Stat. §215.5586). How the program works.
Impact windows and doors count as opening protection, Question 7 on the state's wind-mitigation form, OIR-B1-1802. A licensed inspector fills it out after the work, and your insurer sets the discount.
Questions
Full-frame replacements average around $900 per window installed, with whole-house packages in Punta Gorda Isles, Burnt Store Isles, and the Historic District typically starting around $15,000+ depending on opening count and slider sizes.
No—Punta Gorda is outside the HVHZ and follows the FBC 8th Edition Wind-Borne Debris Region path, where a Florida Product Approval (FL#) rated for your opening's design pressure is sufficient and a Miami-Dade NOA is accepted as an optional equivalent.
Official ASCE 7-22 Risk Category II design wind speeds run 150–160 mph across the city, with Exposure D wind-pressure tables required on harborfront, Peace River, and wide canal lots.
Incorporated properties permit through the City of Punta Gorda Building Division at 326 W Marion Avenue via the city's online permitting portal; nearby unincorporated addresses file with Charlotte County Building Construction Services at 18400 Murdock Circle.
No—here we install impact windows and exterior doors only. Roofing is Miami-Dade, Broward and Palm Beach only.
Contributing structures inside the Punta Gorda Historic Overlay District undergo Certificate of Appropriateness review for sash configuration and exterior muntin profiles alongside the municipal building permit.
Under Florida Energy Conservation Code Climate Zone 2, replacement windows and glass doors must carry NFRC ratings of SHGC <= 0.25 and U-factor <= 0.40.
Yes—under Fla. Stat. § 720.3035(6) for HOAs and § 718.113(5) for condominiums, associations can regulate frame color and grid style but cannot prohibit code-compliant impact windows and doors.
State law requires a notice of commencement over $5,000. We record it with the Charlotte County Clerk of the Circuit Court at 350 E Marion Avenue before scheduling your inspection approval.
Once every exterior opening—including windows, sliders, entry doors, skylights, and the garage door—passes final inspection approval, a wind-mitigation inspector signs Form OIR-B1-1802 for mandatory discounts under Fla. Stat. § 627.0629.
The lifetime labor warranty covers you, the original owner. It doesn't pass to a new owner if you sell.
Official sources
Our licenses, the product approvals, and the city's permit office are all public.
The fine print
Charlotte County is outside the HVHZ. Its Risk Category II wind map runs from 150 to 160 mph, above the 140 mph mark that puts the entire county in the wind-borne debris region.
Sources: Charlotte County · FBC 8th Edition Wind Speed & Flood Maps · FBC 2023 §1609 (protection of openings) · Florida Statutes §553.842 (product approval)
Harbor wind loads, Charley and Ian history, and 326 W Marion Avenue permitting.
Compare Punta Gorda with the rest of the county on Charlotte County impact windows.
Estimates
Calculate what this project will really cost you, and your return on investment.
Pick your windows
Add a count to see the average installed price.
Average installed price, estimate, for these common sizes. Other sizes and types are quoted after a free in-home measure. The project cost below fills in from your picks; change it if you have a quote.
Pick your doors
Add a count to see the average installed price.
Average installed price, estimate: the middle of each published range. Full-glass garage doors are quoted after a free in-home measure. These are typical installed prices. Your price depends on size, glass and options, and some openings may cost more. Every home gets its own written quote. The project cost below fills in from your picks; change it if you have a quote.
Your numbers
The wind or hurricane part of your homeowners premium, shown on your declarations page.
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As low as 8.99% APR for 20 years.
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Estimate only. Assumes 10% of your windstorm premium. Your insurer's Notice of Premium Discounts shows your actual credits.
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Estimate. Assumes 12% of the monthly bill, ENERGY STAR's Southern-zone average for replacing single-pane windows with ENERGY STAR certified ones (about 8% from double-pane).
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Payment minus the insurance and electric savings.
0.0 years
Project cost divided by yearly insurance and electric savings.
Estimates only. The insurance and electric percentages are assumptions, not quotes. Actual savings depend on the insurer, the home, and usage. Not a guarantee. Financing is subject to credit approval.
How it works
Financing
12
Months
No interest if paid in full
10
Years
at 6.99% APR
20
Years
at 8.99% APR
Lenders
12-month offer is deferred interest: if not paid in full by the end of the promotion, interest is charged back to the purchase date. Subject to credit approval.
Project films
Reviews and licenses
4.8
4.8 on Google
What South Florida homeowners say about their new windows and doors.
Florida certified general contractor license.
Verify with Florida DBPRWe carry general liability and workers' comp, and we're bonded.
Ask for a certificate of insuranceOur business profiles on independent sites, plus the facts about our company.
Next step
We measure at the house for free. The quote is usually back within 24–48 hours. Nothing is agreed until you sign a written contract.
Service area