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As low as 8.99% APR for 20 years.

Palmetto Bay, Miami-Dade County
Palmetto Bay is a village of about 25,400 people on Biscayne Bay, and county GIS maps 55% of it in a high-risk flood zone, 3.6% of it zone VE. The village requires NOAs current under the 2023 Florida Building Code and lists pressures for every part; our impact windows average $800–$1,800 installed.
Palmetto Bay at a glance
25,402
Residents, 2024 estimate
Up from 24,445 in 2020
U.S. Census Bureau: city and town population estimates, 2020–20248.3sq mi
Land area
Plus 0.2 sq mi of water
U.S. Census Bureau: 2020 Gazetteer (land and water area)2002
Year incorporated
Incorporated September 10, 2002
Miami-Dade County · Municipalities and incorporation dates55%
High-risk flood share
Including 3.6% zone VE
Miami-Dade County GIS · FEMA flood zones by municipalityPalmetto Bay homes
Palmetto Bay incorporated on September 10, 2002, and covers about 8.3 square miles.
Cutler Estates' plats are 68.1% zone VE.
We serve Miami-Dade homes from our Fort Lauderdale office, about 30–45 minutes away. Crews in Miami-Dade every week, written quote in 24–48 hours.
Recent installs
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Estates and bay plats
Bay edge
The Charles Deering estate plats, about 382 acres, are 41.2% AE and 19% VE.
For your windows: Homes near the VE line need approvals with real headroom.
Miami-Dade County GIS · Subdivision plats and FEMA flood zonesZone VE
Cutler Estates' two plats, about 63 acres, are 68.1% zone VE.
For your windows: Bay-facing walls here carry the village's highest pressures.
Miami-Dade County GIS · Subdivision plats and FEMA flood zonesMostly AE
The 21 Old Cutler plats, about 314 acres, are 81.6% zone AE.
For your windows: Large estate glass is common, and sealed calcs set each pressure.
Miami-Dade County GIS · Subdivision plats and FEMA flood zonesZone AE
Bel Aire's seven plats in the village, about 178 acres, are 98.3% zone AE.
For your windows: In Bel Aire we seal door sills with care.
Miami-Dade County GIS · Subdivision plats and FEMA flood zonesMixed
The 15 Coral Reef plats, about 213 acres, are 40.4% zone AE.
For your windows: Coral Reef shutters can usually come down.
Miami-Dade County GIS · Subdivision plats and FEMA flood zonesMostly X
Mangowood's six plats, about 112 acres, are 73.9% zone X.
For your windows: Inland, wind approvals and anchoring decide the job.
Miami-Dade County GIS · Subdivision plats and FEMA flood zones1 / 6
Permits, four layers
Palmetto Bay publishes a full residential windows and doors package.
NOAs must be current under the 2023 Florida Building Code, 8th edition.
Village of Palmetto Bay · Windows and doors package (residential)The package lists calculated and capacity pressures, glass, mullions, and door sills.
Village of Palmetto Bay · Windows and doors package (residential)Garage doors and shutters each need their own permit type.
Village of Palmetto Bay · Windows and doors package (residential)After the final, Palmetto Bay enters inspection approval.
Village of Palmetto Bay · Windows and doors package (residential)1 / 4
Before you sign
Ask whether their NOAs are current under the 8th edition code.
CGC-1533058 is on our Palmetto Bay packages.
Calculated and capacity pressures for every part.
The lifetime labor warranty covers you, the original owner. It doesn't pass to a new owner if you sell.
Certificates go to HOAs on request.
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Irma brought 57 mph sustained and an 82 mph gust to the village's station.
The Charles Deering estate plats, about 382 acres, are 41.2% AE and 19% VE.
Estate homes near the bay and single-family neighborhoods inland.
In the HVHZ, our hinged impact doors (French and entry doors) swing out. Sliding glass doors and garage doors don't swing.
Palmetto Bay residential parcels: 7,994. Palmetto Bay mix: 7,059 single-family, 668 condo units, 91 townhouses and 102 small multifamily.
Palmetto Bay median build year: 1972. Palmetto Bay pre-1992 share: 86%. Palmetto Bay 2002-and-later share: 5%.
Installed estimates
| Window | Size | Average installed |
|---|---|---|
| Single-hung | 37 by 63 inch | about $1,100 |
| Horizontal roller | 53 by 50 inch | about $1,250 |
| Fixed (picture) | 37 by 50 inch | about $900 |
| Casement | 37 by 50 inch | about $1,300 |
| Door | Typical installed |
|---|---|
| Single French door | $2,800–$4,000 |
| Double French door | $3,800–$7,000 |
| Sliding glass door, 2 panels | $2,500–$3,500 |
| Each extra slider panel | about $600–$800 |
| Fiberglass entry door | $2,200–$5,500 |
| Solid garage door | $2,800–$4,200 |
Installed estimates that vary with size, glass, and options. HVHZ products and testing make Palmetto Bay jobs cost more than outside the HVHZ. Every home gets its own written quote.
Four fields. We call to book your free in-home measure.
Grants and insurance
If you qualify for My Safe Florida Home, the state pays $2 for every $1 you pay, up to $10,000, after the program's free wind-mitigation visit (Fla. Stat. §215.5586). How the program works.
Impact windows and doors count as opening protection, Question 9 on the state's wind-mitigation form, OIR-B1-1802. A licensed inspector fills it out after the work, and your insurer sets the discount.
Questions
The 2023 Florida Building Code, 8th edition.
Calculated and capacity pressures, plus glass, mullions, and door sills.
No. Garage doors and shutters each need their own permit type.
About 3.6% of the village.
57 mph sustained and an 82 mph gust, per NWS Miami.
Yes, Palmetto Bay residents across Deering estate plats and Old Cutler use both Palmetto Bay names for laminated Palmetto Bay HVHZ glass. With Palmetto Bay's 1972 median build year and 86% pre-1992 Palmetto Bay homes near Cutler Estates, Palmetto Bay's Village Building Department checks every Palmetto Bay rating.
Expect close to $1,100 installed for a 37×63 Palmetto Bay single-hung at a Palmetto Bay address. Across Palmetto Bay streets in Deering estate plats, Cutler Estates, and Old Cutler, your Palmetto Bay total reflects Palmetto Bay frame color, Deering estate plats glass spec, and Palmetto Bay pressures filed with Palmetto Bay's Village Building Department via Palmetto Bay's Village permit package.
Within 24–48 hours of your Palmetto Bay visit, with each Palmetto Bay opening priced. Each Palmetto Bay proposal itemizes Deering estate plats, Cutler Estates, and Old Cutler opening sizes, Palmetto Bay pressures and parts numbers, and Palmetto Bay's Village Building Department fees in Palmetto Bay's Village permit package.
Manufacturing Palmetto Bay 175 mph HVHZ units for Deering estate plats and Cutler Estates homes takes 4–8 Palmetto Bay weeks while Palmetto Bay's Village Building Department reviews your Palmetto Bay current approvals in Palmetto Bay's Village permit package. Our Palmetto Bay crew finishes most Deering estate plats, Cutler Estates, and Old Cutler installs in 1–3 Palmetto Bay days before Palmetto Bay's separate permits and inspection approval.
State law requires a notice of commencement over $5,000.
In the HVHZ, our hinged impact doors (French and entry doors) swing out. Sliding glass doors and garage doors don't swing.
The lifetime labor warranty covers you, the original owner. It doesn't pass to a new owner if you sell.
Official sources
Our licenses, the product approvals, and the city's permit office are all public.
The fine print
All of Miami-Dade is in the HVHZ, with 175 mph design wind for a Risk Category II home.
Sources: FBC 2023 §1620 (HVHZ wind loads) · FBC 2023 §1626 (HVHZ impact tests, TAS 201 and 203) · FBC 2023 §2411.3 (HVHZ windows and doors, TAS 202) · Miami-Dade RER · Product Approval
Associations, recording, and the bay.
The 175 mph HVHZ rules, NOA checks, and permits for all 34 Miami-Dade cities are compared on Miami-Dade County impact windows.
Estimates
Calculate what this project will really cost you, and your return on investment.
Pick your windows
Add a count to see the average installed price.
Average installed price, estimate, for these common sizes. Other sizes and types are quoted after a free in-home measure. The project cost below fills in from your picks; change it if you have a quote.
Pick your doors
Add a count to see the average installed price.
Average installed price, estimate: the middle of each published range. Full-glass garage doors are quoted after a free in-home measure. These are typical installed prices. Your price depends on size, glass and options, and some openings may cost more. Every home gets its own written quote. The project cost below fills in from your picks; change it if you have a quote.
Your numbers
The wind or hurricane part of your homeowners premium, shown on your declarations page.
$0.00
As low as 8.99% APR for 20 years.
$0.00
Estimate only. Assumes 10% of your windstorm premium. Your insurer's Notice of Premium Discounts shows your actual credits.
$0.00
Estimate. Assumes 12% of the monthly bill, ENERGY STAR's Southern-zone average for replacing single-pane windows with ENERGY STAR certified ones (about 8% from double-pane).
$0.00
Payment minus the insurance and electric savings.
0.0 years
Project cost divided by yearly insurance and electric savings.
Estimates only. The insurance and electric percentages are assumptions, not quotes. Actual savings depend on the insurer, the home, and usage. Not a guarantee. Financing is subject to credit approval.
How it works
Financing
12
Months
No interest if paid in full
10
Years
at 6.99% APR
20
Years
at 8.99% APR
Lenders
12-month offer is deferred interest: if not paid in full by the end of the promotion, interest is charged back to the purchase date. Subject to credit approval.
Project films
Reviews and licenses
4.8
4.8 on Google
What South Florida homeowners say about their new windows and doors.
Florida certified general contractor license.
Verify with Florida DBPRWe carry general liability and workers' comp, and we're bonded.
Ask for a certificate of insuranceOur business profiles on independent sites, plus the facts about our company.
Next step
We measure at the house for free. The quote is usually back within 24–48 hours. Nothing is agreed until you sign a written contract.
Service area