How Much Do Impact Windows Cost in South Florida? (2026 Price Guide)

Impact windows in South Florida cost $800 to $2,800 per opening installed for residential properties, $1,500 to $5,000 for commercial buildings, and $1,500 to $3,000 per opening in high-rise construction. A typical 3-bedroom, 2-bathroom single-family home in Miami-Dade, Broward, or Palm Beach County runs $12,000 to $22,000 fully installed, permits, labor, and product included.

Impact Windows Cost in South Florida 2026
Impact Windows Cost in South Florida 2026
Impact Windows Cost in South Florida 2026
Impact Windows Cost in South Florida 2026

Impact windows in South Florida cost $800 to $2,800 per opening installed for residential properties, $1,500 to $5,000 for commercial buildings, and $1,500 to $3,000 per opening in high-rise construction. A typical 3-bedroom, 2-bathroom single-family home in Miami-Dade, Broward, or Palm Beach County runs $12,000 to $22,000 fully installed, permits, labor, and product included. If you have been quoted anywhere between $9,000 and $40,000 for the same house, you are not imagining things and you are not being scammed. Impact window pricing in South Florida really does spread that far, because five variables move the number independently: window type, manufacturer, glass specification, county permit requirements, and labor tier. If you are also comparing installers, read our guide to choosing the right impact window contractor in South Florida. This guide breaks each variable down so you can read any quote line by line, compare any contractor on equal terms, and tell a fair South Florida price from a marked-up one.

 

Every figure on this page reflects 2026 South Florida market pricing, drawn from installed projects across Miami-Dade, Broward, and Palm Beach and other counties, where Republic Windows, Doors & Roofing has completed thousands of permitted installations. Unless a table states otherwise, each price includes product, labor, and county permitting.

Impact Windows Cost Calculator South Florida

South Florida · Single-family homes

What will impact windows
actually cost me?

Count your openings, get a ballpark in seconds. No email, no phone number, no sales call to see the number.

Windows
Small
Medium
Large
XL

Not sure which size a window is? Pick the closest match — we confirm every opening at measurement.

Doors
Single
Double
Sliding
Glass upgrades

Optional. Low-E cuts heat gain and UV fading; tint adds privacy and glare control.

$

Your total annual premium — the figure on your policy declarations page. We estimate your wind-mitigation credit at 30-45% of it.

What this number covers
  • Impact-rated windows and doors, installed
  • Removal of your existing units
  • Permit and city fees
  • Stucco, drywall, tile, or trim repair
  • Structural work found after removal
  • Custom shapes, colors, or specialty glass

Your elevation0 openings

Ballpark installed cost

$0

Product, labor, and permitting for the openings above — before any grant or insurance credit.

  • Small windows
  • Medium windows
  • Large windows
  • XL windows
  • Single doors
  • Double doors
  • Sliding doors
  • Glass upgrade
  • Permit and city fees
  • Insurance credit, per year
  • Insurance credit over 10 years
  • My Safe Florida Home grant

Ballpark, not a quote This is a rough estimate for single-family homes only. Your real price can land above or below it depending on how the house is built, where each opening sits on the building, the glass and frame you choose, the brand and product line, and what we find once the old units come out. Only an on-site measurement and a written proposal give you a real number.
Free In Home Estimate Exact pricing, measured on site
Estimate only — not a quote, offer, or binding price · Single-family homes only This calculator does not apply to condominiums, townhomes, multi-family buildings, high-rise units, or commercial properties; those are priced separately. Figures reflect general South Florida installed pricing for product, labor, and permitting, and are provided for informational purposes only. Every project is different, and your final price may be higher or lower than the figure shown. Factors that affect real cost include, but are not limited to:
  • How the home is built — block, frame, stucco, wood
  • Where each opening sits on the building
  • Exact opening sizes and configurations
  • Glass type — laminate thickness, Low-E, tint, obscure, tempered
  • Brand, product line, and frame material
  • Frame finish and color
  • Condition of existing openings, framing, or bucks once units come out
  • Stucco, drywall, tile, or trim repair and finish work
  • Engineering, structural, or product-approval requirements
  • HOA or architectural review requirements
  • Access and staging needs
  • Permit, inspection, notice of commencement, and city fees
  • Lead times, freight, and current manufacturer pricing
  • Scope changes found during measurement or installation
An accurate price requires an on-site measurement and a written proposal from Republic Windows, Doors & Roofing. Insurance savings vary by carrier, policy, and wind-mitigation inspection results, and are not guaranteed. My Safe Florida Home grant availability depends on program funding, application status, and homeowner eligibility.

Impact Window Cost by Window Type — South Florida 2026

Window style is the single largest driver of per-opening cost after property type. The table below shows 2026 South Florida installed prices, covering product, labor, and hardware, for each of the five major residential impact window types. Permit fees are not included; county permit costs appear in a separate table further down this page.

Home SizeOpeningsLowCheckHighCheck
Under 1,0008-12$6,4008 x $800 ✓$16,800$12 × $1,400 ✓
1,000–1,50010–16$8,00010 × $800 ✓$22,40016 × $1,400 ✓
1,500–2,00014–20$11,20014 × $800 ✓$28,00020 × $1,400 ✓
2,000–2,50018–26$14,40018 × $800 ✓$36,40026 × $1,400 ✓
2,500–3,50022–34$17,60022 × $800 ✓$47,60034 × $1,400 ✓
3,500–5,00030–50$24,00030 × $800 ✓$70,00050 × $1,400 ✓
5,000+40–70$32,00040 × $800 ✓$110,000+70 × $1,400 = $98,000 ✗

Why the range within each type:

  • Glass thickness — 5/16″ vs. 7/16″ vs. 9/16″ laminated glass adds $50–$200 per opening.
  • Glass interlayer — PVB, SGP, or VS02; stiffer interlayers cost more per opening.
  • Frame size — a standard 37″ × 50″ opening costs significantly less than a 74″ × 63″ opening in the same style.
  • Frame depth — window series range from roughly 2 3/8″ to 3″ deep; deeper frames carry higher design pressure ratings and cost more.
  • Frame finish — AAMA 2603, 2604, or 2605 paint specification.
  • Low-E glass upgrade — typically adds 10–15% to the impact window cost.
  • Glass tint (color) — usually adds 3–5% to the impact window cost.
  • Frame color — bronze and white are the same price; clear anodized and black can add 10–14% to the window cost.
  • Impact rating — HVHZ NOA-rated products for Miami-Dade cost more than FBC-WD-approved products.
  • Muntins — also known as the grids on the window; a grid pattern adds cost over a clear glass unit.

Most South Florida homes land in the $800 to $1,400 per-opening range on a mid-tier
specification. The wider ranges below reflect the full spread from the smallest fixed unit
to the largest premium-spec opening.

Republic Product Approvals by Brand and Product Type

Brand SGD French Door Single Hung Window Horizontal Roller Fixed Window Casement

ECO

SERIES 700 FL25674
SERIES 600 FL39630
SERIES 100 FL40096
SERIES 200 FL40097
SERIES 70 FL32389
SERIES 500 FL41650

ESW

SERIES EL400 23-0714.12
SERIES EL300 23-0714.09
SERIES EL100 23-0913.06
SERIES EL200 23-0714.18
SERIES EL150 23-0714.17
SERIES EL5000 23-0717.25

PGT

SERIES SGD780 23-0710.02
SERIES FD101 23-0724.02
SERIES SH7700 23-0707.10
SERIES HR7110 23-0707.06
SERIES PW772 23-0816.02
SERIES CA640 23-0816.11

CWS

FL46451
FL46976
25-0929.03
25-0929.04
25-0612.05
25-0929.09

FL# = Florida Product Approval (statewide).

NOA = Miami-Dade Notice of Acceptance, required in the HVHZ (Miami-Dade and Broward).

Impact Windows Cost by Manufacturer: PGT, ESW, CWS, and ECO

The manufacturer you choose matters, both for product quality and for price. Republic installs several major brands across South Florida service areas. Here's how they compare on an installed cost for a standard residential single-hung or casement window in a typical opening:

ManufacturerEntry-Level RangeMid-RangePremium Range
PGT WinGuard$950–$1,200$1,200–$1,600$1,600–$2,200+
ESW Multimax$750–$1,100$1,100–$1,450$1,450–$2,000
ESW Elite$950–$1,200$1,200–$1,600$1,600–$2,200+
CWS (Pella)$850–$1,100$1,300–$1,700$1,700–$2,400+
ECO Window Systems$800–$1,050$1,050–$1,400$1,400–$1,900

A few important caveats on manufacturer pricing:

  • These are installed prices. The product itself is typically 55–65% of the total, with labor and overhead making up the remainder.
  • Price differences between manufacturers narrow significantly at the entry-level and widen at the premium end.
  • HVHZ (Miami-Dade / Broward) installations require NOA-rated products from any manufacturer — not every product line from every brand carries an NOA.
  • Republic buys direct from most of these factories, so there is no distributor markup built into the price. The same PGT, ECO, CWS, or ESW product can cost 15–25% more through a retailer or reseller.

Impact Window Cost by Property Type

South Florida's impact window market covers several property types, and each carries a different cost profile. Within any one of them, the total is driven mainly by how many window and door openings the property has.

Property TypeCost Per OpeningTypical Project TotalKey Cost Drivers
Residential — Single Family$800–$2,800$12,000–$35,000Opening count, window style mix, glass spec, HVHZ vs. FBC
Residential — Condo / Townhome$800–$2,000$6,000–$18,000Fewer openings; may have HOA-specified products; building access logistics
Commercial — Low-Rise$1,500–$5,000$25,000–$150,000+Larger format openings; storefront systems; commercial FBC requirements
High-Rise — 4+ Stories$1,500–$3,000$1,500–$45,000Swing-stage or lift access adds 20–35% to labor; specialized installation teams
Commercial — Storefront / Curtainwall$2,000–$6,000+Project-specificCustom framing systems; structural engineering required; longer lead times

Master Spec Comparison

Impact windows — frame thickness, glass thickness and frame color by manufacturer line. Windows only.

Specification ESW Multimax Technologies / ES Windows ESW Elite Technologies / ES Windows PGT WinGuard Aluminum
PGT Custom Windows & Doors
ECO Window Systems EcoGuard — Medley, FL CWS — Aluminum Custom Window Systems
Frame materialAluminumAluminumAluminumAluminumAluminum
Frame Thickness (Depth)2 3/8"2 15/16"2 3/4"3"2 5/8"
Glass Thickness5/16", 7/16" (7/16" fixed windows only)5/16", 7/16"5/16", 7/16"5/16", 7/16", 9/16"5/16" – 7/16"
InterlayerPVBPVB, SGP, VS02PVB, SGPPVB, SGPPVB, SGP
Frame Color — StandardWhite, BronzeWhite, Bronze, BlackWhite, BronzeWhite, BronzeWhite, Bronze
HVHZ / Approval Status LMI and SMI rated;
Miami-Dade NOA coverage
LMI rated; HVHZ approved (e.g. EL1100 NOA 23-0913.06) Full Miami-Dade NOA across the line; one of the deepest NOA libraries in the market FL Product Approval + Miami-Dade NOA by series (e.g. 175 SH – FLAZ113.1-R-10 / NOA 20-1150.01) Aluminum Hurricane Guard – HVHZ line (NOA 24-01165.05 / .06)
Full series FL approvals + selected HVHZ
Design Pressure (Representative) +80/-90 psf LMI; up to +82/-108 psf SMI (MDC2000) +80/-80 psf (EL150 fixed) Up to +90/-130 psf on architectural; DP +60+ on high-rise commercial +60/-65 psf (175 SH); +90/-90 psf (E275 roller) Up to +67.5/-100 psf (Hurricane Guard single hung)

Why High-Rise Costs More Than Single-Family Per Opening

High-rise impact window installation in South Florida adds 20 to 35 percent to labor cost compared to ground-level residential installation for one simple reason: access. Installing windows on floors 4 through 30+ requires swing-stage scaffolding, building management coordination, lobby protection, and specialized crews who work at height with different equipment and safety protocols. The window product itself costs the same — but the labor to get it installed safely at altitude does not.

Whole-Home Impact Window Cost by House Size — South Florida

The most common question Republic estimators hear is "What's the ballpark for my whole house?" Here is the realistic installed range by home size, based on typical South Florida floor plans, average opening counts, and a mid-tier specification: a mix of single-hung and casement windows, standard anodized finish, and 7/16" impact glass. These figures cover impact windows only and do not include doors. For door pricing, see our impact door cost page.

Home SizeTypical Opening CountLow EstimateMid EstimateHigh EstimateNotes
Under 1,000 sq ft (condo/small home)8–12$6,400$11,000$16,800Fewer openings; often condo with HOA product restrictions
1,000–1,500 sq ft10–16$8,000$14,000$22,400Typical 2/2 or 3/2 single family home
1,500–2,000 sq ft14–20$11,200$18,500$28,000Standard South FL 3/2 or 4/2
2,000–2,500 sq ft18–26$14,400$23,000$36,400Larger family home; often mix of casement and fixed
2,500–3,500 sq ft22–34$17,600$30,000$47,600Executive home; may include sliding glass doors
3,500–5,000 sq ft (estate)30–50$24,000$44,000$70,000Custom openings; premium glass; often full-spec PGT or CGI
5,000+ sq ft (luxury estate)40–70+$32,000$65,000$110,000+Custom sizes; architectural glass; full project management

Labor vs. Materials: Where Your Money Goes

Most homeowners assume the product is the majority of the cost. They're right, but the split matters when you're comparing quotes.

Cost Component% of Total Installed CostExample on $15,000 ProjectNotes
Window Product (frames + glass)50–62%$7,500–$9,300Varies by manufacturer and glass spec
Installation Labor25–35%$3,750–$5,250Higher for HVHZ, high-rise, and complex openings
County Permit Fees3–6%$450–$900Miami-Dade runs highest; Lee County lowest
Stucco / Interior Finishing3–7%$450–$1,050Often excluded from lowball quotes — verify
Disposal / Haul-Away1–3%$150–$450Removal of old windows and framing debris
Project Management / Overhead3–5%$450–$750Scheduling, permitting admin, warranty documentation

The practical implication: when comparing two quotes for the same product, a $3,000 price difference almost always lives in one of three places, labor tier (licensed crew vs. subcontracted day labor), scope (permits, stucco, disposal included or not), or product specification (different glass thickness or manufacturer). Ask every contractor to break out each line item before comparing totals.

✅ A quote missing permits, stucco work, and disposal can appear $2,000–$4,000 cheaper than a fully-scoped quote for the same job. Adding those back eliminates most 'suspiciously low' quotes.

Impact Window Permit Costs by County in South Florida

Every impact window installation in South Florida requires a building permit — no exceptions and no workarounds. The table below shows typical permit costs across the counties and municipalities Republic serves.

County /
Jurisdiction
Residential
Permit
Commercial
Permit
NOA Required? Special Requirements
Miami-Dade
County
$350–$800$800–
$2,000+
Yes — HVHZ
NOA
Third-party inspection required at specific milestones for HVHZ; product control number on permit application
Miami - Dade$400–$900$700–$2,500Yes — HVHZ
NOA
Separate city permit layer on top of county; Historic districts (Coral Gables, Miami Beach) add review time
Miami Beach$1,500–
$2,000
2500-1000Yes — HVHZ
NOA
Require structural private engineer
Coral Gables$1,500–
$2,000
2500-1000Yes — HVHZ
NOA
Require structural private engineer
Broward County$250–$600$500–$1,500Yes — HVHZ
NOA
Municipal permit fees vary — Fort Lauderdale vs. Pembroke Pines vs. Weston have different fee schedules
Palm Beach
County
$200–$500$400–$1,200No — FBC
Product
Approval
City permits add a layer in Boca Raton, West Palm Beach, Palm Beach Gardens; county unincorporated is simpler
St. Lucie County$300–$600$400–$1,200No — FBC
Product
Approval
Martin County$200–$500$400–$1,200No — FBC
Product
Approval
Collier County$150–$400$350–$900No — FBC
Product
Approval
Naples has its own city permit in addition to county; Marco Island is a separate municipality
Lee County$150–$350$300–$800No — FBC
Product
Approval
Cape Coral and Fort Myers are separate municipalities with their own permit fee schedules

Why permit costs matter beyond the fee itself: in Miami-Dade and Broward, the permit submission requires the product's Miami-Dade NOA number, the approved installation specification, and sometimes a third-party roofing or window inspector's sign-off at the rough-in stage before the permit can be closed. This adds time, typically one to two additional weeks, in coordination that a licensed contractor handles in-house. Republic includes all permitting in every quote.

How Much Can Impact Windows Lower Your Insurance Premium?

Florida homeowners’ insurance carriers are required by law to offer wind-mitigation discounts for properties with FBC-approved or NOA-certified impact windows. The actual discount depends on three variables: your carrier, the windstorm component of your premium, and whether every opening, windows, entry doors, and the garage door, is protected.

Opening Protection Level Typical Wind-Mit
Discount
Example on a $4,800 / yr policy with a $2,400 wind portion Notes
Windows only (doors
unprotected)
10–25% $480–$1,200/yr
savings
Partial credit — doors reduce discount significantly
Windows + entry doors (no
garage)
20–35% $960–$1,680/yr
savings
Better credit; garage remains the weak link
Windows + all doors + garage 30–45% $1,440–$2,160/yr
savings
Maximum wind-mit credit — all openings protected
High-value home ($800K+) full
protection
35–50% $1,680–$2,400/yr
savings
Higher windstorm premium base = larger dollar savings

The Payback Calculation

On an $18,000 full-home impact window project with average insurance savings of $1,400 per year, the payback period is approximately 12 to 13 years. If you include doors ($8,000 average addition) for a $26,000 total project with $1,900 annual savings, payback extends to 13 to 14 years, but you also gain storm protection value, energy savings, and property value appreciation that the payback calculation does not capture.


How to actually claim the discount: after installation, hire a licensed Florida wind-mitigation inspector to complete the OIR-B1-1802 form. This form documents the roof covering, deck attachment, roof-to-wall connections, and critically for your window discount, the opening protection type (impact rated vs. shutters). Republic provides the product’s FBC approval number and closed permit documentation at project completion, which is what the wind-mitigation inspector needs to complete the form accurately.

My Safe Florida Home Grant: Reduce Your Impact Window Cost by Up to $10,000

Florida's My Safe Florida Home (MSFH) program provides matching grants to eligible homeowners for wind-mitigation home hardening improvements, including impact windows and doors. This is one of the most significant cost-reduction opportunities available to South Florida homeowners and one that most contractors do not proactively discuss.

MSFH Program Detail 2026 Program Terms
Grant Amount Up to $10,000 — state matches $2 for every $1 the homeowner spends (2:1 match), capped at $10,000
Maximum Homeowner Spend $5,000 out of pocket to receive the full $10,000 grant ($15,000 total project value minimum)
Eligibility — Property Site-built, owner-occupied, single-family homestead property in Florida
Eligibility — Home Value Insured value under $700,000
Eligibility — Insurance Must have active Florida Citizens or private homeowners' insurance policy
Covered Work Impact windows, impact doors, garage door reinforcement, roof-to-wall connections
Required First Step Free MSFH wind-mitigation inspection — must be completed BEFORE any work begins
Application Portal mysafeflhome.com — applications opened in 2026 on a first-come, first-served basis
Contractor Requirement Work must be completed by a licensed Florida contractor (Republic qualifies)
Original building permit dated before January 1, 2008 Newer homes do not qualify.
2026 income prioritization The current cycle applies household-income priority tiers (at or below 120% of county median income gets priority). Low-income applicants are exempt from the $700,000 insured-value cap and from the match requirement..
Grant Payment Reimbursement is issued to the homeowner by check or ACH after final inspection and an approved Draw Request. The state does not pay contractors.

How to apply for the MSFH grant to a Republic project:

  1. Step 1 — Apply at mysafefloridahome.com and receive approval before any work is contracted
  2. Step 2 — Schedule the required free state wind-mitigation inspection
  3. Step 3 — Receive your grant approval letter specifying approved improvements and dollar amount
  4. Step 4 — Sign your Republic contract and complete the installation
  5. Step 5 — Homeowner pays Republic in full at completion, then submits a paid-in-full invoice and final inspection report through the portal. Reimbursement follows in roughly 4–6 weeks.

Budget for this: MSFH is a reimbursement program, not a discount at signing. You need
access to the full project cost up front. Republic’s financing options exist partly to bridge
that gap while your reimbursement is processing.

Financing Options for Impact Window Installation in South Florida

A $15,000 to $25,000 impact window project does not have to be a cash transaction. Republic offers several financing pathways that allow South Florida homeowners and businesses to complete the installation now, before the next hurricane season, and pay over time.

Financing Program Key Terms Best For Notes
PACE Financing Based on home equity not credit; property tax bill repayment; transferable to next buyer Homeowners with challenged credit; investment properties Confirm county availability; homeowner must own the property and have equity in it.
My Safe Florida Home Grant Up to $10,000 state grant; 2:1 match; no repayment required Owner-occupied homestead under $700K insured value Not a loan — a grant. Must apply before work begins.
Unsecured Loans Based on homeowner credit score For homeowners who want lower interest rate or attractive loan options Credit score of 640 and up; requires a healthy income-to-debt ratio.
Manufacturer Promotions Varies by manufacturer; Republic passes through available promos Projects matching promo timing (typically spring/fall) Ask at estimate time; promotional terms change quarterly

The most important point about financing impact windows: the annual insurance savings from a wind-mitigation discount ($800 to $2,000 per year for most South Florida homeowners) can offset a meaningful portion of monthly financing payments, making the net monthly cash impact significantly lower than the financing statement alone suggests. On a $1,200/year insurance savings, that's $100/month in recurring savings working against your financing payment.

What Factors Affect Impact Window Cost in South Florida?

Beyond window type and manufacturer, six additional variables move your final project price in South Florida specifically:

1 HVHZ vs. FBC Zone
Properties in Miami-Dade and Broward counties fall in Florida's High-Velocity Hurricane Zone — the only jurisdiction in the US where every opening and glazing product must carry a Miami-Dade Notice of Acceptance (NOA). NOA-rated products cost 10 to 20% more than FBC-approved products because of the additional testing, documentation, and manufacturing controls required. If your property is in Palm Beach, Collier, or Lee County, you're outside the HVHZ and FBC-approved products suffice — a meaningful cost advantage.
2 Opening Size and Custom Dimensions
Standard window sizes (up to approximately 36" wide × 60" tall for single-hung; 48" wide × 60" tall for casement) sit within manufacturers' stock product ranges. Anything outside standard dimensions moves into custom fabrication, which adds 15 to 40% to project cost and extends lead time by two to four weeks. South Florida's luxury estate market — with oversized view windows, floor-to-ceiling glass walls, and custom architectural opening sizes — sees this premium regularly.
3 Existing Frame Condition
Replacing windows in original concrete masonry unit (CMU) construction, the most common wall type in South Florida's pre-1990 building stock, is straightforward. Replacing windows in wood-frame or stucco-over-metal-stud construction requires more careful rough opening assessment and may require structural repairs before new windows are installed. Any frame rot, spalling concrete, or undersized lintel discovered during installation adds to project cost. Republic's estimators assess frame condition as part of every pre-project inspection.
4 HOA Product Requirements
Many of South Florida's gated communities and high-rise condominiums specify approved product lists, frame colors, and glass tint levels for impact window replacements. If your HOA requires a specific manufacturer or finish that differs from Republic's standard product recommendations, this can add $100 to $400 per window in product selection constraints. Republic provides HOA-ready documentation packages to support architectural review board submissions.
5 Structural Access and Installation Complexity
Ground-floor residential installations in standard CMU homes are the baseline for labor pricing. Each complexity layer adds cost: second-story installations add 10 to 15%, high-rise swing-stage access adds 20 to 35%, installations over pools or water features add 10 to 20%, and narrow interior access (tight corridors, spiral staircases for material movement) adds 5 to 15%.
6 Timing and Market Conditions
South Florida's impact window market runs on a seasonal cycle. Post-storm demand spikes — particularly after named hurricanes make landfall in the region — create contractor backlogs, material shortages, and premium pricing for emergency installation. Pre-season installation (January through April, before the June 1 hurricane season start) typically offers the best combination of contractor availability, material lead time, and standard pricing. Waiting until post-storm recovery to replace damaged or inadequate windows is consistently the most expensive timing.

Frequently Asked Questions: Impact Window Costs in South Florida

How much do impact windows cost per window in South Florida?

Impact windows in South Florida cost $800 to $2,800 per window installed for residential properties, depending on window type, size, glass specification, and manufacturer. Single-hung windows are typical mid-tier per opening. Casement windows run $950 to $1,800. Fixed or picture windows are the most affordable at $700 to $1,200. Sliding glass doors, which are impact doors rather than windows, range from $1,400 to $2,800 per opening installed.

What is the average cost to replace all windows in a house with impact windows in South Florida?

A full-home impact window replacement for a typical 3-bedroom, 2-bathroom South Florida home (approximately 14 to 20 openings) costs $12,000 to $22,000 installed with permits. Larger homes with 25 to 35 openings run $20,000 to $35,000. Luxury estate properties with custom sizes and premium specifications can exceed $60,000. All figures include product, labor, and county permit fees.

How much do impact windows save on homeowners insurance in Florida?

South Florida homeowners with fully permitted, FBC-compliant impact windows typically save $480 to $2,160 per year on homeowners insurance through wind-mitigation premium discounts. The discount ranges from 10 to 25% for window-only protection to 30 to 45% when all openings, windows, doors, and garage door, are impact-rated. On a policy with a $4,800 annual premium, full opening protection can save $1,440 to $2,160 per year.

Is there a grant available to help pay for impact windows in Florida?

Yes. Florida’s My Safe Florida Home (MSFH) program offers matching grants of up to $10,000 for eligible homeowners — the state matches $2 for every $1 spent on approved wind-mitigation improvements including impact windows and doors. To qualify, the property must be a site-built, owner-occupied homestead home with an insured value under $700,000. The required free wind-mitigation inspection must be completed before any work begins. Applications are processed at mysafefloridahome.com on a first-come, first-served basis when funding is available.

What is the difference in cost between impact windows in Miami-Dade vs. Palm Beach County?

Impact windows in Miami-Dade and Broward counties (HVHZ) cost 10 to 20% more per opening than equivalent installations in Palm Beach, Collier, or Lee counties because HVHZ requires Miami-Dade NOA-certified products, which carry a testing and manufacturing premium over standard FBC-approved products. Permit fees are also higher in Miami-Dade ($350 to $800 residential) than Palm Beach County ($200 to $500). On a 15-opening home, this difference can total $2,000 to $5,000 between the two jurisdictions.

How long does it take to get impact windows installed in South Florida?

From signed contract to completed installation, most South Florida impact window projects take four to eight weeks. The timeline breaks down as: permit approval (three to seven business days in most counties, up to ten in Miami-Dade), product fabrication and delivery (two to four weeks for standard sizes, four to eight weeks for custom dimensions), and installation (one to three days for most residential projects). Republic manages the entire timeline — permits, product ordering, scheduling, and inspection — with no homeowner involvement required.

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